Dec 1, 2017
USHEALTH Advisors Response
8yThank you for your comments. While we appreciate your expression of opinion, we feel compelled to add some additional facts. Although you feel fixed indemnity plans should be illegal, the state Departments of Insurance apparently disagree, recognizing the important role such plans play in the marketplace. Every plan offered by USHEALTH Advisors has been thoroughly vetted by the state DOI and approved for sale in the state. I am unclear as to what you describe as a deceptive script, because all USHA agents are trained to use the product brochure or a compliance approved presentation for all sales activities. Using anything other than approved sales materials is cause for contract termination. You seem to be misinformed regarding our coverage and its ability to cover catastrophic injuries or illnesses. The ability to upgrade to catastrophic coverage at any time is actually the hallmark of our product offerings. I am confused by your comments under the Advice to Management section. As an independent contractor (not an employee) you bear responsibility for the cost of running your independent business. This is clearly spelled out in the USHA Agent agreement, which you would have signed when your contracted with the company. I'm afraid I also have to take exception with your statement about no money in the first 2 months. While this may have been your experience...for reasons known only to you...the truth is that many of our newest agents are actively selling and making money within their first week or two with the company. Again, thank you for your comments. We wish you much success in your future endeavors.