Pros
There is no other Insurance company that will train you like this one will. They will give you some leads to get started. Once you begin to sell policies you will continue to receive your leads for free. The company now has numerous contests where an agent with drive can earn lot's of extra cash. High achievers can earn company sponsored trips. If you'd rather recruit agents vs being a sales person you can move to that area of the company as long as you've showed that you can sell. The computer training is terrific, you can even learn what to say to people by modifying the companies scripts. They won't let you fail if you'll put in the time and energy.
Cons
You must be willing to sell the product, no one buys health insurance, it's sold. You must be willing to use the telephone. Most all of the policies that are written started by a telephone conversation. There is no salary in the Health Insurance Industry. Therefore you are totally a 1099. Nothing is given, no health benefits, no discounts for agents, no money for the first few months. I would advise anyone who tries this to have at least a 6 month cushion of cash on hand to use until you get going on sales. For those of you that have tons of contacts, 3 months cash on hand would be fine. If you don't have any cash to invest, I'd stay away from this business. You have to like gambling on yourself. You have to love the art of sales. You have to have tremendous confidence in your abilities. There is no room for doubt. Those that can get out there and hussle can make more money than you have ever thought to imagine. The residual checks each month are so great you can't believe it.
