Pros
You can learn lessons that will carry you through for a lifetime in health insurance...some good, some not so good
Cons
Read the contract. There is a reason that this company looks for hiring "rookie" agents. In fact, the leaders get incentivized on hiring new agents, and they get MORE points when the agent is brand new to insurance...why? I would contend that it is because you need someone who doesn't know any better to sign up for this pyramid scheme! If you aren't the person to read and understand the contract, take it to an attorney...I can't imagine a lawyer would advise anyone to sign it. Things that are an issue: you are building a book of business for THEM day 1. Even when you're vested, you can't take those clients with you, and you will be sued if you try to go after your book of business. 2. You are marketed as an independent contractor, but there are rules and restrictions put on you from the day you join. This includes being in an office certain hours, being at mandatory meetings and the threat of being cut if you don't produce enough business. 3. You are promised IN THE CONTRACT that they will supply you with leads, but it is a total popularity contest when you get there. Some people are given leads, many are not. If you don't spend your own money on licenses and leads, you probably won't survive. 4. You are not to solicit other USHA agents when you leave, even though often times when people exit, they go to other agencies, and often their friends are the ones who told them about it. And these scoundrels will sue their agents. So much for the Mission of HOPE.
