GEICO has pluses and minuses like any company, but after reading some GUSHING reviews about healthcare benefits at GEICO, I started wondering if the company was having groups of new employees write reviews.
GEICO did a major downgrade of health care benefits at the end of 2013. They had always provided good health care benefits prior to this. Keep in mind that 95% of increased wealth in this country goes to the richest 1%. We can’t be messing with that.
Yes, the healthcare is probably better than what you’ll get at a low-paying job. Just know that if you need a procedure (not talking open-heart surgery here) you’ll pay $1500 or more. MANY tests and procedures will require you to pay 10%. Don’t forget that having one procedure may also require tests, Xrays, MRI or CT scan before and after. You'll pay 10% for all of them. Also, some of the co-pays are really high. Depending on your plan and your family situation, your out-of-pocket costs could be many thousands of dollars if you have a significant health concern.
Google Kaiser Family Foundation and their employer survey of healthcare costs. What you will get at GEICO is not competitive. Don’t let anyone with an agenda tell you differently.
I used to think the GEICO management would do what’s decent for their employees. I now know what a fool I was. I have no doubt that they will continue to slash healthcare coverage in the future.
You can do better elsewhere. Much better. I hope to see you there myself before long.
