MUFG VP, Program Management reviews

1. Great people. On the business line, I have not met one person who I honestly dislike, especially at Director and below. As with any bank, the older generation (80s and 90s style bankers) have some issues, particularly the ones who didn't grow up in the bank. 2. Improving product suite/risk appetite. We are making a strong push down the credit spectrum into non-IG loans and Capital Markets underwritings. Historically the bank's been a IG loan shop. That's pretty boring. But with the push into Sponsor's, Mid-Corporate, and Leveraged Capital Markets, there's a lot of new energy and business prospects for hungry young bankers. 3. US Management is amazing. The US Head of CIB (including many of the group heads reporting to him) is the best leader I've come across in banking. He is accessible to Juniors, and treats everyone from Analysts to MDs like they matter to the firm. Additionally, he understands exactly what the bank needs to do to be competitive (see Pro #2). Two years ago, I hated the bank. Now, I can honestly say it's the best bank I've worked for. As a former Bulge Bracket investment banker, I thought I would just force myself to stay in the industry just for compensation. Now I can say I honestly love what I do, largely due to MUFG.

Change brings opportunity. Like everyone in the financial services industry, MUFG is going through a lot of changes. Regulations, legislation, mergers, and the economy in general have meant looking at new and better ways of doing things. The good news is that both global and regional management are constantly connected with the global business as a whole and as such are able to respond very quickly to the changing needs of the market, their customers, and their employees. Morale is very good and in constant focus. Unlike a lot of companies, MUFG actually do operate by their tag line. Lastly, they have one of the most well-developed employee professional development systems that I have seen.