-Shaky business model, macro headwinds make future growth and profitability prospects weak. Raising rates shrink the student loan refinancing market , personal loan business hasn’t proved resiliency through a recession, traditional banks/brokerages are racing towards zero fees models.
-Org structure is messy. Business units, products and risk often overlap as decision owners and create confusion. People distributed across 5 different locations makes execution slower.
-Culture still needs a lot of work. A#$holes are tolerated if they are high performers. Finger pointing takes precedence over calm root cause analysis and problem solving when things go south. - Micromanagement is common.Being a woman is hard.
-Lack of emphasis on employee development.
-High churn across engineering and design org. Understaffed teams lead to ICs getting overworked/burned.
-Overall TC is low due to falling stock price.