Office politics, no work life balance, pay is below average, most promotions are based on favoritism and who you know, some managers fail to acknowledge hard-working employees, management overwork their employees and tries to sabotage any employee who speak their minds. Nothing is really confidential so be mindful what you say to to other employees, management and human resources. Annual raises are a joke but it depends on who your manager is and if they favor you . TD mentions that they are focused on their customers and delivering a "WOW" experience, but its all about numbers, sales goals, leads and money out products. It takes the fun out of working in a financial institution when you are constantly pressured to promote sales and you are always worrying that your job is on the line each quarter. Some assistant managers, managers delegate all of their responsibilities (ex: audits, supply ordering, delinquency reports, safe deposit box audits, wire reports) to one Customer Service Representative and still expect them to still make their goals each month. Some assistant managers and managers don't assist customers even when it gets busy. In addition, some management teams are not supportive.
