Health Insurance

What is so fair about the Health Insurance offered in the U.S. is that it does not matter where you live in the country as everyone as the same choices for Health Insurance.

very good and affordable plans. This includes primary physician and health insurance plans that are offered.

Very expensive, no coverage until you hit a big amount

Very Very bad High deductibles even after paying 6K per year for 4 family memebers

Average options for large firms in the area

Very basic health insurance with high deductible. Prescription plan has lots of exclusions. Chances are your prescription is not covered unless it is a cheap generic and any money that you pay towards non covered prescriptions will not even count towards your deductible.Unless you use a lot of medical services that are covered and meet your deductible early in the year, this is an average insurance plan.

variety of plans, employer paid a portion of premium

Have shifted to high deductible health plans - good employee education - programs great for some and terrible for others

The Health Insurance options are very minimal. There's really only 2 options: one that includes an HSA and one that doesn't both with only one Health Insurance company. Years ago, there were many options to choose from. The company does contribute up to $1000 for each employee at the beginning of the year to help with the high deductible and co-insurance of the plan.