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IBM

All IBM benefits

401K Plan

Available to US-based employees

3.6

(906 Reviews)

IBM offers a 401(k) Plus Plan.

About Our Data

Updated Jul 13, 20264009 employees reported this benefit

Benefits reviews

241-250 of 906 Reviews

3.0

Apr 26, 2019

Anonymous employee

IBM provides good 401k.

2.0

Apr 25, 2019

Anonymous Patent Agent

Not impressive. Takes one year to start being considered for contribution matching, and they only give you matching once a year for the whole year. If you leave before that date, you don't get it.

5.0

Apr 12, 2019

Anonymous Senior Service Delivery Manager

Matched 6% - i thought was great!

4.0

Apr 11, 2019

Anonymous employee

Good variety of investment options, and investment education. The employer match is OK at best.

3.0

Apr 10, 2019

Anonymous employee

stocks can only be purchase via 401k - standard company matching

5.0

Apr 7, 2019

Anonymous employee

contribution matching up to 5,000 per year

5.0

Apr 5, 2019

Anonymous Electrical Engineer

IBM has 401K plan at one of investment companies where you can invest in mutual funds.

5.0

Mar 27, 2019

Anonymous employee

401K plan is offered through Fidelity NetBenefits. There are variety of plans to choose from depending on projected retirement year, percentage of distribution of assets, diversification, etc.

1.0

Mar 21, 2019

Anonymous Director

You are trapped in their system, can not take your money out. Must use their investment catalog which has several bad stocks in with good stocks. Low growth for most.

5.0

Mar 19, 2019

Anonymous Senior Systems Engineer

6% company match. However, it only gets distributed at the end of the year.

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