401K Plan

Its ok until you find something better. The employee discounts are really helpful considering the pay isn't really that favorable. You have a chance to select the items you want to purchase or see first hand was an added perk.

no match from company at all

nothing special here. I can't recall if there was any matching but there was at least a 401k I suppose.

I saved money and was able to make loans when needed

Sears did not match what you put in

No matching and bad selection of investment options

the match is almost nothing

They do not match.

no match hasn't had one for years