Health Insurance

It was the type of consumer choice insurance meant to cover emergency or urgent care and set you up with a HSA account which the employer contributes to during each pay period. It get a discounted rate at enrollment time each year, you had to go have a health screening and fill out a questionnaire which was all paid for by the employer.

Great health benefit package the best

it's not a good insurance to offer your people especially when they do not pay their employees good at all.

It's not the best but not the worst.

It's better than having none.

Many providers won't accept their provided insurance. Extremely high out-of-pocket expenses, forced to use bad mail-order pharmacy. It's cheaper overall to get your own insurance through the Government Exchange. Charges $1,000 extra to add a spouse/domestic partner. Forced health check-up and quit smoking program or pay $600 dollars extra.

More and more is put on the employee

Pricey for poor coverage ($10k deductible, $264/mo). Working spouse surcharge ($125/mo) is pretty insulting. It's also hidden as an opt-out in the new hire benefits paperwork.

The best thing is 401K. The worse thing is the healthcare. This fortune 1000 company can afford to offset the high deductable costs but refuse to!