Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,233 reviews left anonymously by employees. This rating has decreased by 6% over the last 12 months. 34% of employees would recommend working at American Income Life to a friend and 33% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

34% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.5 out of 5 for work life balance, 3.0 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (122) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Licensed Insurance Agent (61) , Sales (61) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 251 reviews)); "Great training and leaders!" ((in 246 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 203 reviews)); "Work from home is good" ((in 132 reviews)); "The culture here is great also!" ((in 126 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 266 reviews)); "Poor management, lack of strategy and no decorum" ((in 139 reviews)); "Some long hours but worth it in the long term." ((in 119 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 106 reviews)); "And no benefits." ((in 79 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

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American Income Life

Part of Globe Life

American Income Life reviews

2.8

34% would recommend to a friend

(1,148 total reviews)

Steven K. Greer

63% approve of CEO

33% positive business outlook

Ratings by category

3.7

Diversity & inclusion

3.1

Senior management

3.1

Career opportunities

3.0

Culture & values

2.9

Compensation and benefits

2.5

Work/Life balance

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

Reviews about "Compensation"

Return to all reviews

3.0

Jul 10, 2021

Excellent potential, but it requires a LOT more luck than actual hard work.

Life insurance sales

Recommend

CEO approval

Business Outlook

Pros

Fun group of people Excellent earning "potential" Residual income earning potential

Cons

Can earn quite a lot of money, but the commitment of time that is actually required is greatly misrepresented. There is also a great amount of luck, timing and referrals involved in breaking through the "ceiling" of a minimum wage call center type role. Someone who works 10+hrs a day can easily be outperformed by someone who happened to get a good batch of leads, had a couple of managers help them or even just happened to hit a call sheet at the right time in the cycle. Just saying it's not JUST about working hard.

American Income Life Response

Thank you for taking the time to give us feedback. We're happy to have you on our team and appreciate your contributions to our AIL team. We're sorry that there are aspects of your agency experience that aren't meeting your expectations. So that we can look further into your situation and take the necessary steps to improve these issues we invite you to send us an email to AILfeedback@ailife.com with more agency details. We look forward to hearing back from you soon.

1.0

Jul 10, 2021

Do yourself a favor and skip the scam!! Save your money and know your worth!!

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

Zero!! Was a complete waste of my time and money!! Don’t fall for the hype!!

Cons

The company in general is a Con! You are Expected to pay them upfront and then you are thrown in, 100 % commission only, and if you fail they don’t care because they aren’t paying you and they have YOUR money. Aren’t we all looking for a job because we need an income? I am not looking to pay a company to hire me with zero salary!! There is no liability on their end as they haven’t paid a dime.. in fact you will have paid them! It’s all hype! They talk Big WOW talk, get you excited and make you feel like they really want you as part of their team and then have you pull out that credit card and then they slowly disappear. DON’T do it!!!!!!

American Income Life Response

Thank you for your feedback. We’re sorry your experience was less than you expected. Every AIL agent is a valued part of the team and our leadership is invested in each agent’s success, personal development, and career growth. The situation you described does not reflect our AIL management style and we apologize that this was your experience. We invite you to send us more agency details to AILfeedback@ailife.com so that we can address this situation and prevent this type of experience from happening again.

4.0

Jul 7, 2021

great

Regional sales manager

Recommend

CEO approval

Business Outlook

Pros

environment, growth, potential, fun, awesome

Cons

commission only pay structure makes it difficult.

American Income Life Response

Thank you for taking the time to give us feedback. We're glad you appreciate the positive and fun work environment, growth potential, and the opportunity to make a generous living. AIL is always looking for ways to help our agents succeed in their careers and feedback from you can help us improve the path to success. Thank you for your hard work and dedication to AIL and our customers.

Viewing 361 - 363 of 1,148 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Retention Representative (Remote)

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Ratings by category

Ratings by demographic groups

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Reviews about "Compensation"

Excellent potential, but it requires a LOT more luck than actual hard work.

Do yourself a favor and skip the scam!! Save your money and know your worth!!

great

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