Making money here is like Trying to Cash Monopoly Money at your Grocery Store.
Pros
Pros Close to many different businesses and in the heart of Portage. Good Location Good team of coworkers. Like working for a car dealer and the dream of having a big sale
Cons
Cons Contractor: You need to file your own income taxes to Uncle Sam You have a Back end account meaning that money is taken out of your commission as "insurance' incase the policy cancels after the company pays you for that sale. If you don't have any money in your back end account then you owe the company money. This means an unsecure paycheck. To top it off when you quit, you will get a letter in the mail stating that you owe them MONEY because you're paid on an annual advance salary. So be ready for some debt. If too many people cancel their policy it reflects negatively on your retention and you may not get paid if your percentage point. This drastically affects newer people in that it affects how much they get on their paycheck if they even get paid. 100% Commission based with poor bonus. For those of you who do not understand commission like I did when i first started, say you sell a typical $30 Dollar Premium to someone. Since AIL pays in advance the first years Annual premium, multiply 30 times 12 to get an amount. (360) Then multiply it by .75 because 25 percent of that goes into your backend account. Last your multiply by your "bonus" start rate 40% and you get how much you take home (30*12)(.75)(.40)=108 Dollars. IF this is the only sale you do in a week with all the driving you have to do then this is what you make that week.
