Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,231 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 35% of employees would recommend working at American Income Life to a friend and 34% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 5% over the last 12 months.

How satisfied are employees working at American Income Life?

35% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.5 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 252 reviews)); "The training is great and there is a possibility to get promoted on a regular basis." ((in 230 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 202 reviews)); "Remote and flexible you can work from home" ((in 134 reviews)); "The culture here is great also!" ((in 119 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 269 reviews)); "Poor management, lack of strategy and no decorum" ((in 139 reviews)); "Some long hours but worth it in the long term." ((in 123 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 112 reviews)); "And no benefits." ((in 74 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

35% would recommend to a friend

(4,200 total reviews)

Steven K. Greer

64% approve of CEO

34% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (4,200 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,200 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews

1.0

Aug 10, 2021

Beware of fake reviews written by AIL

Sales

Recommend

CEO approval

Business Outlook

Pros

I cannot really think of any. They churn people through the organization every three months. If you make a few sales, they are ahead.

Cons

You must memorize a script. The leads are old and useless. Their insurance is way overpriced and people cancel after a short period. You are on straight commission with no compensation for expenses. When you realize how bad the product is, it is hard to be motivated. Their goal is to hire masses of salespeople and get a few sales out of them before they leave. That is the business model. Thus, they stuff the glassdoor reviews with garbage reviews. Beware.

American Income Life Response

4y

Thank you for your feedback. We’re sorry your experience was less than you expected. Every AIL agent is a valued part of the team and our leadership is invested in each agent’s success, personal development, and career growth. The situation you described does not reflect our AIL management style and we apologize that this was your experience. We invite you to send us more agency details to AILfeedback@ailife.com so that we can address this situation and prevent this type of experience from happening again.

1.0

Dec 10, 2020

HORRIBLE HORRIBLE HORRIBLE

Benefit advisor

Recommend

CEO approval

Business Outlook

Pros

There are None at all

Cons

Absolutely horrible management, ridiculous pay scale. Commission based but they mislead you into thinking the lead cards they give your are eager and willing people searching for permanent insurance when in reality they are low income and old as dirt and do not want and cannot afford life insurance. It’s a pyramid Scheme and a scam of people taking advantage of others. They recruit anyone, make you pay for a bunch of hidden fees and licences. This company has no values, no morals and an absolutely horrible code of ethics. If you like loud obnoxious middle aged men trying to convince you you can get rich quick then sign up for this job. They sell the Fortune 500 and then use you as a slave for them to get more commissions . DO NOT ACCEPT THIS JOB. Zero work life balance .

1.0

Jul 6, 2016

Nightmare...!

Sales associate

Recommend

CEO approval

Business Outlook

Pros

Cannot think of any.. I worked during the day assisting a manager.

Cons

I was hired to work for a guy at AIL. It was a nightmare. I felt so guilty trying to recruit people who were honest and hardworking folks, and who just wanted to earn a decent income. They have all sorts of tactics, telling potential "candidates" that they donot just hire anyone. They extract money from these poor folks and tell them it goes to pay for their training etc. The people at AIL are trained to overcome objections and they spend all day developing sales tools to con people into thinking they are getting something that they are not. The more people they recruit to work under them, the more money they make. So that is why the phone will always ring with a job offer from someone at AIL. Its just another sleazy way they have developed to sell Life Insurance. They use the "Union" angle, to go after hard working folks.They will use any angle as long as it works.

Viewing 3766 - 3768 of 4,200 Reviews

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Jobs at American Income Life

General Agent

Lanham, MD

View job

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Retention Representative (Remote)