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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

34% would recommend to a friend

(1,148 total reviews)
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Steven K. Greer

63% approve of CEO

33% positive business outlook

Reviews by job title

1K reviews

Reviews about "Compensation"

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1.0
Apr 27, 2021
Recommend
CEO approval
Business Outlook

Pros

learn to make phone calls

Cons

100 phone calls a day no salary if client cancels a policy within 4 months you get charged back most leads provided are low income people can get money taken away at any time micromanagement although you dont get paid if you dont sell full of lied

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American Income Life Response
5y
Thank you for your feedback. We’re very sorry our AIL agent position didn’t meet your expectations. Your situation is not indicative of our management style and we apologize if you felt you were misled. We invite you to send us an email to AILfeedback@ailife.com with more agency details so we can look further into your experience.
1.0
Apr 16, 2021

Definitely an MLM

Recommend
CEO approval
Business Outlook

Pros

Only pro to this job is I got a good rate on my licensing study materials, and now have 4 state licenses I can take elsewhere. You don't pay for leads, but other legitimate businesses don't seem to charge for that either.

Cons

This is absolutely a Multi-level Marketing scheme. And they will absolutely steamroll your life... A "Supervising Agent" hires you, trains you, maybe chucks $100 your way for dialing and getting them some sales, and immediately has you begin recruiting before you're even out of training. The idea is to get you to SA status as quickly as possible ( get 10 sales in a month and one hire, and look at that you'rea supervisor now), so they can get to MGA status, and make a better commission. *TL;DR they make money off your sales, you make money off your underlings sales; aka MLM. NEXT ISSUE: there is no pay if you don't make sales. This also affects your "union Healthcare reimbursement" as you have to hit 12k in sales per quarter to qualify. And you don't get that until 90d mark anyways. You'll also only receive $700ish reimbursement per month, and if you've looked at the cost of Healthcare recently, you'll know how little this does if you have a family or want to start a family. On top of all of this; there's this massive disregard for religious belief (or lack-there-of ) that isn't heavily Christian. This may be an office to office issue, but they tend to be overly Christian. They (the people who agree with the "leaders") also clain to live by the "platinum rule"; do more for others, than you would want done for you... except that their behavior (expensive lifestyles, buying up large amounts of property, and supposedly Altig himself bought a historic landmark somewhere?) proves otherwise. There are a few who seem to donate and help others, but the vast majority do not, and don't want you saying anything negative in the zoom meeting (you have to be online during office hours) for fear of "letting negativity enter their lives" (that's not how life works, y'all). All in all, not worth your time thanks to the commission only, pushing to recruit, and a false "positive vibes only" bunch of MLM deniers.

1.0
Apr 11, 2021
Recommend
CEO approval
Business Outlook

Pros

Make Your Own Schedule, Commission, Bonuses, Residual Income

Cons

Overwhelming/Too Fast Training Period, 1099, No Hourly Pay, No Training Pay

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American Income Life Response
5y
Thank you for your feedback. We’re sorry our AIL agent position didn’t meet your expectations. Your experience does not represent our training and management style and we apologize if you felt you weren't given the proper support while on our team or were misled during the hiring process. We invite you to send us more agency details of your experience to AILfeedback@ailife.com so that we can look into your situation and help improve our agents' path to success. We look forward to hearing back from you soon.
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