Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,230 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 36% of employees would recommend working at American Income Life to a friend and 35% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

36% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.6 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 248 reviews)); "Trainings were good because you learned how to set appts and handle objections" ((in 240 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 191 reviews)); "Flexible schedule and work from home" ((in 136 reviews)); "The culture here is great also!" ((in 118 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 274 reviews)); "I'm not saying all management is bad but the guy directly over me was." ((in 133 reviews)); "Some long hours but worth it in the long term." ((in 124 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 107 reviews)); "And no benefits." ((in 74 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)

Steven K. Greer

62% approve of CEO

35% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews

5.0

Apr 11, 2019

Amazing place to start a career

Management

Recommend

CEO approval

Business Outlook

Pros

Unlimited income potential Amazing people Flexible hours Self employed Be able to love your career and feel like you dont even work.

Cons

Need to pay for the license before you make money Have to manage your own time Taking responsibility for your own actions and results....not really a con but some people might think so

American Income Life Response

7y

Thank you for your feedback and for your hard work and dedication to AIL. We're glad you're enjoying the supportive culture, schedule flexibility, and the opportunity to make a very generous living while offering a valuable service to the working families. With a strong, persistent work ethic this career can be extremely rewarding. Best wishes to a long future of success at AIL.

5.0

Feb 25, 2019

Master General Agent

Master general agent

Recommend

CEO approval

Business Outlook

Pros

Having come from a housekeeping and waitress background I had zero to no true sales experience, I also was dead broke. I never “tried” American income I just listened to everything they told me to do and I made over 70k my first year ! The pro’s is you will always have the best mentorship from people that genuinely care about you. You make a ton of money and you can go on vacations ! (I’ve been to 4 so far and I’ve been with the company for a year and a half). I got out of debt working here and I am so thankful for this opportunity!

Cons

It’s a lot of work! But it’s worth it.

American Income Life Response

7y

Thank you for your feedback and your hard work and dedication to AIL. We love your story and love seeing the success, perks, and benefits that hard work produces in this rewarding career. We hope you enjoy a long and successful career with us!

4.0

Feb 8, 2019

The process

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

So this job has a lot of perks and potential, but i must say its kind of all over the place. The training wasn't the greatest, also when i was recruited, i was told we would be making good money in the first month. That isn't the case. But what the job does have to offer if you stick with it and work hard, is really rewarding. The jobs has amazing renewals and bonuses. Also if you really do work hard, there is tons of people willing to help, but you do have to take it upon yourself to receive such help.

Cons

Some cons are obviously expenses, especially when you are just starting. There should be more compensation when you start out. It really discourages people when they work hard, Yet are still not seeing results. The job requires you to work a lot of hours when you do start. Which is not expressed when recruited, your sold on flexibility and making your own schedule. But that wont happen right away. In addition it is true, nothing worth it comes easy, because if it was everyone would do it.

American Income Life Response

7y

Thank you for your insightful feedback. This Agent position is hard work and does require an individual that is self-motivated, dedicated and persistent. But as you know, with the right individual, this AIL career can be incredibly rewarding both financially and personally. We’re very happy to have you on our team and appreciate your role in helping us provide financial protection to our customers.

Viewing 3964 - 3966 of 4,199 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Part-Time Customer Retention Representative - PM Shift (Remote)