Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,233 reviews left anonymously by employees. This rating has decreased by 6% over the last 12 months. 34% of employees would recommend working at American Income Life to a friend and 33% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

34% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.5 out of 5 for work life balance, 3.0 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (122) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Licensed Insurance Agent (61) , Sales (61) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 251 reviews)); "Great training and leaders!" ((in 246 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 203 reviews)); "Work from home is good" ((in 132 reviews)); "The culture here is great also!" ((in 126 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 266 reviews)); "Poor management, lack of strategy and no decorum" ((in 139 reviews)); "Some long hours but worth it in the long term." ((in 119 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 106 reviews)); "And no benefits." ((in 79 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

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American Income Life

Part of Globe Life

American Income Life reviews

2.8

34% would recommend to a friend

(1,148 total reviews)

Steven K. Greer

63% approve of CEO

33% positive business outlook

Ratings by category

3.7

Diversity & inclusion

3.1

Senior management

3.1

Career opportunities

3.0

Culture & values

2.9

Compensation and benefits

2.5

Work/Life balance

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

Reviews about "Compensation"

Return to all reviews

4.0

Feb 16, 2019

You get out what you put into the job

Supervising agent

Recommend

CEO approval

Business Outlook

Pros

Unlimited commission potential . Flexible schedule if you can sell . Hands on training everyday, no matter where you are at in the company .

Cons

100% commission. No paid vacations, time off, or sick leave. You will be driving all the time so you put a lot of miles as well as wear and tear on any vehicle you use. Forced and guilted into working if you don’t hit your bonus goal for the week. Direct supervisors care more about their paychecks then your life and schedule. When you build your team, it’s all on you. They give you leads, but personal referrals is the key to growing your team.

American Income Life Response

Thank you for your feedback. We’re glad you enjoyed the opportunity AIL provides but disappointed it wasn't a good match for you long-term. Thank you for your hard work and dedication to AIL and our customers. We wish you the best in your future career path.

1.0

Feb 14, 2019

Scam

Supervising agent

Recommend

CEO approval

Business Outlook

Pros

Some of the training is helpful

Cons

The leaders constantly lie to recruit anyone and everyone, you are not union benefit specialists, you are a life insurance salesman with the worst contract in the industry. The products are horrible everyone of them can be beat by most other carriers. They ask you to lie to clients especially about the cancer policies saying that it covers any expense they should accumulate when that it not true there is low caps on everything besides blood transfusions. They offer weekly bonuses as a way to cut your actual commission in half and if you don’t keep an extremely high retention they take the bonus away and eventually will cut your actual pay. They will not pay you your renewals if you leave unless you stay 10 years where as every other carrier pays you them even if you’ve only been there 1 month. This is not industry standard, if you are looking for a job as an insurance agent do not work here become a broker.

5.0

Feb 11, 2019

Best Place I've Ever Worked

Supervising agent

Recommend

CEO approval

Business Outlook

Pros

Great money, compensation, and bonus structure. Definitely feels like family here. And great support from leaders.. More autonomy. Only in the office a couple days a week. Cares about people, and helping them succeed and grow. Hard work here totally gets rewarded, and usually in tangible ways. Very hands-on with training. Good support. Good promotion opportunities.

Cons

I so wish I started this career with this company years ago!

American Income Life Response

Thank you for your feedback. We're happy you're enjoying the positive work environment and supportive team atmosphere that we encourage at AIL. Professional growth and opportunity are important aspects of our Agency culture and we appreciate your hard work and contribution to our team's success. Best wishes for a long and successful career with us!

Viewing 619 - 621 of 1,148 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Retention Representative (Remote)

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