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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

36% would recommend to a friend

(4,198 total reviews)
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Steven K. Greer

62% approve of CEO

35% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,198 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
2.0
Nov 20, 2016

First Insurance Sales Job

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

An exciting opportunity to make a lot of money if you can find the right customers. Flashy office in Dallas with the Wolf of Wall Street type atmosphere. Office in Fort Worth with a sense of community.

Cons

*The leads are a lot colder than they let on. They say "union members" requesting life insurance and that it's an "exclusive" program. But, these are just recruiting and sales tactics. About 90% of the people you get on the phone are not expecting you to call and have the attitude of, " do not try to sell me anything." Looking up leads on Spokeo made me really wonder where all the leads were coming from anyway. *Training has a lot of gaps in it. I found that a lot of agents don't even realize they're marketing a graded whole life policy to senior citizens as a regular WL policy. They mislead these customers to believe it's a $30k final expense certificate when its not worth anywhere near that amount for years to come. In my short time here I struggled through two in-home presentations as the customer tried to remember if my agency was the one that lied to them the last time they considered purchasing insurance. We were. *10 out of 10 customers that I met with had already been seen or did not qualify. Mostly due to their financial situation. It seemed they were just accepting the appointment to take advantage of the "no cost" benefits we give them for letting us come pitch our products. *You're schedule will be at least 9 am- 9 pm every day except Sunday; sometimes earlier on the weekends. You DON'T run your own schedule, it runs you.

4.0
Dec 14, 2015
Recommend
CEO approval
Business Outlook

Pros

Millionaire mind sets from top to the bottom. Good training especially ride alongs. Get paid while training in the field IF you get paired with a good manager. You do the memorization of 4-5 page scripts, call prospects, book appointments, follow the script, watch money pile up in your bank account every Monday.

Cons

Horrible work/life balance for anyone who cares about being off to pick up kids from school, for family dinner or bed routines. Not ideal for wives and mothers of young children. You must travel hours away sometimes if that is what the company lead is located. Spend all morning in the office instead of in the field seeing clients. Come home at 9,10, 11pm most days. They dont tell you this until after you have gotten to the field training: the company requires you purchase all leads after first 6-9 weeks. Plan to invest $150 per week, every for those "free leads." Not a woman friendly environment.

1.0
Aug 4, 2014
Recommend
CEO approval
Business Outlook

Pros

If you want to spend all of your time working and making late night calls to make an income, this place is for you!

Cons

I wouldn't trust a company that uses "The Wolf of Wall Street" as a training aid.

Viewing 61 - 63 of 4,198 Reviews

Glassdoor has 5,229 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.