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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

34% would recommend to a friend

(1,148 total reviews)
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Steven K. Greer

63% approve of CEO

33% positive business outlook

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1K reviews

Reviews about "Compensation"

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2.0
Oct 27, 2016

Different at each location

Recommend
CEO approval
Business Outlook

Pros

Flexible hours, great pay potential depending on how well you sell, managers CAN be helpful depending what group you work with.

Cons

No compensation if you aren't selling, disorganized, focused on growing fast as possible instead of setting up well-established branches, does not pay for licensing, very high turnover rate

5.0
Oct 20, 2016

Best Career Decision!

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Flexible Hours, Helpful and Encouraging Management, Unlimited Income (If I need to make extra money for the week I can easily do it by working a few extra hours), Full-Benefits Package, Bonuses, Lots of extra incentives

Cons

Sometime have to work on a weekend day

2.0
Oct 20, 2016
Recommend
CEO approval
Business Outlook

Pros

Scripted Sales Pitch, Loaned Commission Only! High Energy, Perceived Positivity, Psychologically Scripted Sales Pitch Makes For Easy Sales To Uneducated Low Income Leads.

Cons

Commission only job! Commission is loaned to you, if you leave the company you will OWE them money from loaned commission if your sale cancels the policy! This company is very psychological. From hiring to office meetings to the 40 page scripted sales pitch required to memorize verbatim to the responses to client, everything is psychological and a bit confusing to make it seem better than it is. Be prepared to put 5k-10k miles on your personal vehicle a month. Set 12 appointments every other day during a 12 hour workday. That's an hour per appointment and full scripted sales pitches normally takes an hour and a half, making the sale takes up to 3 hours. You are still required to see all 12 appointments that day and your manager will have you knocking on doors for appointments set at 1:00pm at midnight! The days you aren't out trying to sell you are required to be in the office making 100's of phone calls trying to set 12 appointments for the next day. Offices days are normally 10 hour days with an required hour long motivational meeting. You are only paid commission on sales and spend almost 30 hours a week in office where you are not able to make sales so no money for that 30 hours! The other 36 hours that you are out trying to make sales you are putting miles on your vehicle with your gas chasing down appointments that no show you. You are not reimbursed for gas or anything! Loaned Commission only! 70+ hour work week, loaned commission that can be taken away or owed by you to them! High turn over rate with employees.

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