Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,230 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 36% of employees would recommend working at American Income Life to a friend and 35% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

36% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.6 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 241 reviews)); "Great training and leaders!" ((in 231 reviews)); "Good money if you do well and advance in the company (must be able to put aside morals)" ((in 203 reviews)); "Remote and flexible you can work from home" ((in 138 reviews)); "The culture here is great also!" ((in 119 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 266 reviews)); "Poor management, lack of strategy and no decorum" ((in 141 reviews)); "Some long hours but worth it in the long term." ((in 120 reviews)); "WHEN YOU BECOME A MANAGER YOU HAVE TO PAY $125 a week to keep that position for “recruiting”" ((in 107 reviews)); "And no benefits." ((in 77 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)

Steven K. Greer

62% approve of CEO

35% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews

1.0

Apr 25, 2020

Great place to work if you have no soul!

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

You are in bed with Satan!

Cons

If you have a shred of decency and moral backbone, this place ain't for you. The (ancient) leads are lower-class families who are suckered into letting you into their homes under the guise of a "child-safety" kit which they requested months or even years ago. Once in, you are expected via a tightly controlled script to flip it and sell them life insurance that anyone with an education would know is terrible. I was in the field with my trainer for one day and he cheerfully confirmed that this was a classic bait-and-switch. I lasted a day because I have, you know, MORALS.

American Income Life Response

6y

Thank you for your feedback. We’re very sorry our AIL agent position didn’t meet your expectations. Since we have two agencies in San Jose, we invite you to send us an email to AILfeedback@ailife.com with specific location details so that we can look further into your experience and take steps to make the agents' path to success clearer at this agency. We look forward to hearing back from you soon.

1.0

Feb 5, 2020

Beware

Life insurance agent benefits advisor

Recommend

CEO approval

Business Outlook

Pros

Ability to advance, positive work environment

Cons

In Chesterfield, as a newbie expect to be in office M and TH 9 am -9pm for calls and meetings. No choice to call on Sundays when the big boss feels like it. Frequent last minute meetings. Door Knocking. Calling members from unknown numbers, very similiar to cold calling. "Fresh leads" are not FRESH and many agitated and will hang up. Members standing you up. Bait and switch model. My location was unorganized. Didnt care about family time. 2 week field training is too fast

American Income Life Response

6y

Thank you for your review. We’re very sorry our AIL agent position didn’t meet your expectations. Your situation is not indicative of our management style and we apologize if you felt you were misled or weren't given the proper training. We appreciate your feedback because listening to former agents will help us take steps to continue to improve the path to success for our team members.

1.0

Oct 7, 2019

RUN AWAY NOW

Agent

Recommend

CEO approval

Business Outlook

Pros

There are none... this business is a grift

Cons

You're superiors will be arrogant and ill-informed: a terrible combination. You will be promised many things, but more than 50% of my fellow agents walk away with $0 a week half of the time. There are weekly meetings where it feels like more of a cult gathering, than a business meeting. If you're in sales, I'm sure you know, when you feel like your being sold a job, DON'T TAKE IT. My initial interview was a dead giveaway that I was being sold a bad deal. In my defense I was desperate... Lesson learned

American Income Life Response

6y

We are sorry to learn of your experience with AIL and take claims of this nature very seriously. We invite you to send us an email to crr@ailife.com with more details regarding your "Advice to Management" so that we can investigate this matter.

Viewing 136 - 138 of 4,199 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Service Representative (Remote)