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      American Income Life

      Part of Globe Life

      Engaged Employer

      American Income Life reviews

      2.8

      36% would recommend to a friend

      (4,199 total reviews)
      avatar

      Steven K. Greer

      62% approve of CEO

      35% positive business outlook

      Ratings by demographic groups

      American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

      Reviews by job title

      4K reviews
      3.0
      Jul 3, 2019

      Not what it seems

      Agent
      Recommend
      CEO approval
      Business Outlook

      Pros

      They have decent compensation, you're a contractor if that's a plus for you and its very much so a family.

      Cons

      It says training is paid, its not. You will do two weeks of training 12-13 hour days seven days a week. This is before you can even get paid. I would not recommend this for someone who needs to get paid. The leads ugh. 80% of the people you call are annoyed or forgot they signed up for whatever no cost benefit you are trying to push to get into the door. They expect you to do every lead even if its gated, even if there is a big dog in the yard. I just don't feel like its safe. Health insurance is something you buy and they kind of reimburse you for it. No dental, they suggest you use the discount card they give clients for 60% off of whatever you need.

      avatar
      American Income Life Response
      6y
      Thank you for your feedback. We’re glad you recognize the financial and personal opportunity we offer our Agents. This position can be tough at first, but with hard work, persistence, and dedication it can be very rewarding both financially and personally. We're sorry that you felt misled during the recruiting process, this doesn't represent our hiring style. We hope you have a productive and fulfilling future ahead with AIL and we thank you for all of your contributions to our team and customers.
      1.0
      Mar 13, 2019

      Avoid at all costs

      Insurance agent
      Recommend
      CEO approval
      Business Outlook

      Pros

      None. It’s a pyramid scheme!!!

      Cons

      Too many to list: people don’t waste your time( and your own money!!) with this unethical joke of a company. You’ll work long hours going to some really poor parts of town you never knew existed. Its a total scam. A pyramid scheme. A PYRAMID SCHEME!!!So if you’re still there after, say, 2 months you’re either incredibly lucky of stupid.

      avatar
      American Income Life Response
      7y
      Thank you for your feedback. This Agent position does require a motivated, hardworking and dedicated individual to succeed and isn't for everyone. With the right person, this career can be incredibly rewarding financially and professionally. We wish you nothing but the best in your future endeavors.
      1.0
      Jan 25, 2019

      Unethical - possibly a very thinly veiled pyramid scheme

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      If you don't mind where your money is coming from, don't mind shelling money out for all of your costs to do your job tasks, don't mind working without pay until far into your working months, dont mind doing what you could do with a list of prospective sales and all of your resources on your own, don't mind moving up only by training and replacing yourself, don't mind making residual income long after you've stopped doing the actual work, this is a great place to get a paycheck.

      Cons

      The employees do all the footwork, and pay all associated costs, including phone, administrative, and transportation costs, among others, until at least a month in of actual working time. The business operations function like a multi-level-marketing model, and actually might be. That is not only unethical and hard on the employees, but is illegal in the US.

      avatar
      American Income Life Response
      7y
      Thank you for your review. We're sorry that our AIL Agent position didn't meet your expectations. This position does require hard work and dedication in order to succeed and is not for everyone. It can be a very rewarding career both financially and personally for the right individual. We wish you nothing but the best in your future career path.
      Viewing 139 - 141 of 4,199 Reviews
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      ReviewsAmerican Income Life reviews

      Glassdoor has 5,230 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.