American Income Life reviews

They expected new employees to work about 80 hours a week, which made it very difficult to see my friends/family or have any hobbies outside of work. I gained some weight because that schedule made it difficult to find time to go to the gym. Fitness is a passion of mine, so it was hard for me to give that up. The pay was 100% commission, which meant that I couldn't pay my rent or buy food if I didn't sell enough. I had to ask my parents for financial assistance a few times, which was embarrassing. They could have at least paid us minimum wage for the required weekly meetings, classes, and phone appointment group sessions but they didn't because we were all 1099 independent contractors. I found it misleading how they promised us a flexible schedule during the initial interview, yet they required us to attend all those things. The final straw was when I requested a Sunday off because some extended family members were in town and I wanted to see them. I requested that day off weeks in advance, but my manager still called me multiple times throughout the day asking how much I'd sold. My family could tell I was angry and miserable and my parents told me they wouldn't be disappointed if I quit. I quit a week later, on the day before my 24th birthday, and let's just say I partied really hard that night. Haha.

You are just a number, you are replaceable, corporate office won't stand behind anyone unless you are an SGA, and then you're infallible! We're talking 2 DUIs, or endorsing your employee's paychecks to yourself, and you still get to keep your office and 6-figure salary. 100% commission; my branch had a 6-day work week. Lots of initial deception in the hiring process (saying you're an "independent producer" and that you "run your own business", but mandating schedules and hours), so lots of turnover.