Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,230 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 36% of employees would recommend working at American Income Life to a friend and 35% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

36% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.6 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 242 reviews)); "Trainings were good because you learned how to set appts and handle objections" ((in 230 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 195 reviews)); "Flexible hours, work from home, performance based income" ((in 139 reviews)); "The culture here is great also!" ((in 129 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 270 reviews)); "Poor management, lack of strategy and no decorum" ((in 143 reviews)); "Some long hours but worth it in the long term." ((in 117 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 107 reviews)); "And no benefits." ((in 75 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)

Steven K. Greer

62% approve of CEO

35% positive business outlook

Ratings by category

3.6

Diversity & inclusion

3.1

Culture & values

3.1

Career opportunities

3.0

Senior management

2.9

Compensation and benefits

2.6

Work/Life balance

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

4K reviews

3.0

Jul 25, 2021

Great Opportunity for Competitive Salesmen/women

Supervising agent

Recommend

CEO approval

Business Outlook

Pros

-Extremely inclusive nature. -Opportunity to work from home or move up through the management process. -Ability to earn residual income. -Leads paid for by SGA on a weekly/bi-weekly basis. -Competition weeks often are associated with high value prize incentives.

Cons

-100% commission with no base salary. -Follows a typical multi-level marketing structure. -Interview process can be misleading and vague as far as how much commission the "average agent" will earn each year, as well as the level of awareness by the union/association members of their "benefits" through AIL. -Agents are taught to "focus on selling concepts" rather than going into detail as far as what type of coverage is being offered(ie. WL, Term, Accidental, ect.) -Leads tend to get over used and are not always up to date or accurate as far as basic info, how long ago they were last contacted or even if they have recently purchased a policy. -You are expected to work late nights and weekends if a general goal of $2,400 ALP is not met. -Time is mostly spent cold calling union & association members who often are unaware of the vague affiliation to AIL. -Show ratio of scheduled appointments is generally around 40-50%.

American Income Life Response

4y

Thank you for your insightful feedback regarding your time with AIL. We're happy that you enjoyed the positive environment we encourage at AIL but disappointed it wasn't a good career fit for you long-term. The position does require a persistent, sales-minded individual and isn't for everyone. We appreciate your contribution to our team's success and wish you nothing but the best in your future endeavors.

5.0

Mar 20, 2021

I love being apart of this company!!

Permanent consultant

Recommend

CEO approval

Business Outlook

Pros

The pros are pretty straight forward. You learn how to make more than the average income. You have the right tools and system to prosper if you are coachable. You have your freedom. You have the water to plant your seeds. You have the field of flowers and the field of healing bees (my coworkers). As long as you follow the system, stay consistent, and apply yourself you’ll be great. This is the best environment I’m telling you. You’ll feel loved and supported which is essential for ultimate growth.

Cons

The only cons I would say is having to be disciplined and pushing on when it gets hard. Not really a con but it is certainly a struggle to maintain confident and pushing forward. As long as you have a strong enough purpose, reason, “why” this is a con that won’t matter and if it isn’t a con for you either you’ll do amazing here. It’s about prospering, learning, and implementing what your mentors tell you

1.0

Aug 11, 2020

If you need the experience, do so quickly

Life insurance agent

Recommend

CEO approval

Business Outlook

Pros

Really great retirement benefits. Awesome health benefits. Overall their benefits far exceed the industry.

Cons

Work environment was unethical. Pressure to make sales was so bad people would tell clients whatever to get them to sign up. This was all done in the guise of "helping agents be successful". The company scripts often inferred that they were working for the union. Some customers thought the agents worked for their union. Not true. The leads given were recycled from agent to agent, unless the lead specifically stated they did not want anyone calling them. I frequently had leads tell me they have had agents continue to call them and never show up. Agents are required to push to get the appointment and push until client signed up. Never listening to the client or understanding their needs. The cause of me leaving was when another agent showed up to my clients house just before I did to sell them insurance. Happened same day with back to back appointments. One of the appointments lead to a sale that I should have had. When I addressed it with supervisor, he just laughed at me.

American Income Life Response

5y

Thank you for your feedback. We’re sorry your experience was less than you expected. The situation you described does not reflect our AIL management or training style and we apologize that this was your experience. We invite you to send us more agency details to AILfeedback@ailife.com so that we can address this situation and prevent this type of experience from happening again.

Viewing 265 - 267 of 4,199 Reviews

Top companies for "Compensation and Benefits" near you

Liberty Mutual Insurance

3.8★Compensation & Benefits

Progressive Insurance

3.9★Compensation & Benefits

USAA

3.8★Compensation & Benefits

Travelers

4.2★Compensation & Benefits

Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Retention Representative (Remote)