Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,795 reviews left anonymously by employees. This rating has increased by 3% over the last 12 months. 85% of employees would recommend working at Bread Financial to a friend and 84% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Software Engineer .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 3% over the last 12 months.

How satisfied are employees working at Bread Financial?

85% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.4 for culture and values and 4.0 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (106) , Customer Service Representative (99) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and fellow employees" ((in 182 reviews)); "Good pay and it was remote" ((in 141 reviews)); "Good and good work life balance" ((in 121 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 115 reviews)); "Great people and very clean place." ((in 104 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 52 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 39 reviews)); "Some employees try to act like managers and are not even professional acting to even do that." ((in 32 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 24 reviews)); "Not always forth coming Communication isn’t always clear" ((in 14 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What are the top reviewed Bread Financial locations?

Columbus , Rio Rancho , Plano , Lenexa , Westerville , Westminster , Draper , New York , Dallas , San Antonio , Coeur d'Alene , Milford , Houston , Denver , Chadds Ford , Kansas City , Albuquerque , Cincinnati , Whitehall , Ohio City , Akron , Salt Lake City , Texas City , Overland Park , Kansas City , Chicago , Frisco , Irving , Spokane , Ohio

Bread Financial reviews

4.3

85% would recommend to a friend

(1,725 total reviews)

Ralph Andretta

92% approve of CEO

84% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,725 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews

5.0

Mar 22, 2023

Really cares about employees

Compliance analyst

Recommend

CEO approval

Business Outlook

Pros

This company really cares about their employees and it shows in everything they do!

Cons

Not a thing! I actually feel like I matter here!

Bread Financial Response

3y

Awww, this is a heartwarming review to read and we sincerely thank you for sharing it publicly!! We work hard to create a community where our associates feel cared for, understood, connected, and supported!! We embrace an engaged, purpose-driven community where you can be your authentic self and we support each associate with robust career development resources to help them forge their own career path. Our Talent Acquisition team encourages you to share your opinion on LinkedIn -- If someone in your network has an interest in joining us, please give them the Referral Link (available on Inview) and encourage them to complete an application! If hired, you could earn a $1,000 Referral Bonus!!

5.0

Mar 22, 2023

Solid

Account protection specialist

Recommend

CEO approval

Business Outlook

Pros

Solid work experience, team environment, and pay

Cons

I’ve found it really hard to disconnect and take any real time off

Bread Financial Response

3y

Thanks for sharing the positives -- interesting work, great teams, and a solid compensation package. We'd encourage you to explore ways to disconnect and take time off to allow you to manage your needs, recharge, and refocus. We'd like to help you embrace work life balance -- check out some of the resources on Inview -- Mindful Minutes with Maile, bite-sized group exercise classes, free therapy options with Bright Plan, and managing your calendar to build-in actual breaks on your calendar for moving your body and getting fresh air.

5.0

Mar 22, 2023

A+++

Anonymous

Recommend

CEO approval

Business Outlook

Pros

Everything is a pro. All of it. I’m serios.

Cons

There are absolutely zero cons.

Bread Financial Response

3y

You're making us blush! It's great to read a review like this from one of our associates who sees all components of employment with us to be a Pro -- sounds like your leadership and your team are contributing to your super positive work experience. We hope you continue to find Bread Financial to be the match to exactly what work you're looking for! Thank you for the 5-star review!!

Viewing 541 - 543 of 1,725 Reviews

Jobs at Bread Financial

Principal Operational Excellence Analyst

Senior Category Strategist

Senior Technical Product Owner

Senior Cybersecurity Operations Engineer - AI

Director Fraud Strategy

Bread Financial

Bread Financial reviews

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Really cares about employees

Solid

A+++

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