Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,795 reviews left anonymously by employees. This rating has increased by 3% over the last 12 months. 85% of employees would recommend working at Bread Financial to a friend and 84% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Software Engineer .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 3% over the last 12 months.

How satisfied are employees working at Bread Financial?

85% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.4 for culture and values and 4.0 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (106) , Customer Service Representative (99) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and always assessing the marketplace" ((in 188 reviews)); "Good pay and it was remote" ((in 141 reviews)); "Good and good work life balance" ((in 126 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 113 reviews)); "Great people and very clean place." ((in 96 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 53 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 38 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 23 reviews)); "Changing too fast with too little communication" ((in 15 reviews)); "Finally one day upper management called our group in a room and let everyone go." ((in 12 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What are the top reviewed Bread Financial locations?

Columbus , Rio Rancho , Plano , Lenexa , Westerville , Westminster , Draper , New York , Dallas , San Antonio , Coeur d'Alene , Milford , Houston , Denver , Chadds Ford , Kansas City , Albuquerque , Cincinnati , Whitehall , Ohio City , Akron , Salt Lake City , Texas City , Overland Park , Kansas City , Chicago , Frisco , Irving , Spokane , Ohio

Bread Financial reviews

4.3

85% would recommend to a friend

(1,725 total reviews)

Ralph Andretta

92% approve of CEO

84% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,725 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews

5.0

Mar 13, 2023

You can put down roots here

Anonymous

Recommend

CEO approval

Business Outlook

Pros

Finally, a legit place where I can put down roots and make something of myself.

Cons

Must be extremely detail-oriented so you don’t make mistakes that can cost the clients or the company.

Bread Financial Response

3y

So glad to hear you share that you feel like you can put down roots here. Although we can't tell what sort of work you do, it is genuinely rewarding to know you feel engaged and have a purpose here and that you feel like you can be your authentic self. We're always looking for smart, hardworking talent who is willing to learn and to improve (even through making mistakes). Thanks for sharing your experience!

5.0

Mar 13, 2023

Helpful people

Anonymous

Recommend

CEO approval

Business Outlook

Pros

People were friendly and helpful. Paid well. Phenomenal benefits.

Cons

Sadly it just wasn’t a good fit for me.

Bread Financial Response

3y

We appreciate you taking the time to share a review! It is great to hear that you feel like we provide competitive compensation and frequent recognition for your contributions. We offer many unique benefits, like our award-winning, holistic well-being program which is aimed at helping you feel balanced, energized, and optimistic about your personal journey with us. We have a collaborative, kind, and inclusive culture that fosters growth and success.

5.0

Mar 13, 2023

It's a Great place to work

Customer care analyst

Recommend

CEO approval

Business Outlook

Pros

Benifits supportive management, overall good place to work and grow in the career.

Cons

I don't feel good to list con it's always good experience.

Bread Financial Response

3y

We're glad to hear you feel like you had the resources and opportunities to be your best in every way. Bread Financial is a community you can take pride in and that will inspire you. We care about your total well-being and have a collaborative, kind, and inclusive culture that fosters growth and success!

Viewing 568 - 570 of 1,725 Reviews

Jobs at Bread Financial

Director Fraud Strategy

Senior Technical Product Owner

Principal Operational Excellence Analyst

Senior Cybersecurity Operations Engineer - AI

Staff Technology & Cyber Governance - AI Governance

Bread Financial

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You can put down roots here

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It's a Great place to work

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