Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,796 reviews left anonymously by employees. This rating has increased by 3% over the last 12 months. 85% of employees would recommend working at Bread Financial to a friend and 84% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Software Engineer .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Bread Financial?

85% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.4 for culture and values and 4.0 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (107) , Customer Service Representative (98) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and fellow employees" ((in 174 reviews)); "Good pay and it was remote" ((in 142 reviews)); "Good and good work life balance" ((in 114 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 110 reviews)); "Great people and very clean place." ((in 107 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 54 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 39 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 23 reviews)); "Not always forth coming Communication isn’t always clear" ((in 13 reviews)); "Finally one day upper management called our group in a room and let everyone go." ((in 12 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What are the top reviewed Bread Financial locations?

Columbus , Rio Rancho , Plano , Lenexa , Westerville , Westminster , Draper , New York , Dallas , San Antonio , Coeur d'Alene , Milford , Houston , Denver , Chadds Ford , Kansas City , Albuquerque , Cincinnati , Whitehall , Ohio City , Akron , Salt Lake City , Texas City , Overland Park , Kansas City , Chicago , Frisco , Irving , Spokane , Ohio

Bread Financial reviews

4.3

85% would recommend to a friend

(1,726 total reviews)

Ralph Andretta

92% approve of CEO

84% positive business outlook

Ratings by category

4.5

Diversity & inclusion

4.4

Culture & values

4.4

Work/Life balance

4.4

Compensation and benefits

4.1

Senior management

4.0

Career opportunities

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,726 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

2K reviews

5.0

Nov 22, 2022

Best employer hands down!

Associate talent partner

Recommend

CEO approval

Business Outlook

Pros

Bread Financial has a great way of providing for its employees! Amazing benefits like day1 medical/dental/vision coverage, PTO, 11 paid holidays, paid sick leave, fitness reimbursement, tuition reimbursement, free financial advising and much more! BRG's for all! Quality training programs for every position and internal growth opportunities to help foster longevity and personal success!

Cons

Remote opportunities sometimes lead to tech challenges

Bread Financial Response

3y

Thanks for the raving review and summary of some of the things you think makes us a great employer! We totally agree! Having Day 1 health coverage is critical to so many of our new associates and we're excited to have added 3 new holidays to our calendar this year! Hopefully the opportunity to work remotely outweighs the occasional tech challenge that happens when IT isn't right there to help. Fortunately, we have many ways to assist when you do run into trouble - phone, chat, ticket, email, or even onsite support. For those who don't know what BRG stands for -- it is Business Resource Group which are strategic business platforms that foster an inclusive environment to achieve superior business results. They are made up of associates who not only advance the business, but also enhance the professional and cultural experience of its members. Here are some of the active groups: Black Leadership Associate Connection, Asian Alliance, Family Matters, Hispanic/LatinX, BreadAbilities, PRIDE, Veterans, and Women Connect.

5.0

Nov 21, 2022

Great

Customer service associate

Recommend

CEO approval

Business Outlook

Pros

It’s a job it’s customer service

Cons

Nothing it’s a great company

Bread Financial Response

3y

We're so glad to hear you've joined us this year and that you enjoy working in customer service -- it certainly isn't for the faint of heart. Thank you for taking care of our customers every day! Customer service professionals have many choices in where they choose to bring their talent, so we're glad you've joined Bread Financial and are a part of our team!

4.0

Nov 20, 2022

Good Benefits

Collections specialist

Recommend

CEO approval

Business Outlook

Pros

Good benefits, decent comp, flexibility

Cons

Lack of upward mobility, lack of autonomy with employees, limited upside with pay

Bread Financial Response

3y

We agree that we offer a pretty comprehensive and robust benefit package that goes far beyond the expected "medical, dental, and vision coverage." We have a very comprehensive "Living Well" program that promotes well-being from all aspects -- physical, mental, emotional, financial, etc. We offer education, support, involvement, and financial benefits to make sure our associates feel supported in all the ways that are meaningful to them when they work for Bread Financial. We do invest heavily in our internal mobility programs including an apprentice program, stretch roles, and gig opportunities to allow associates to gain exposure to different areas and new roles. You can carve out your own path for career progression at your own pace, from wherever you are within the company!

Viewing 688 - 690 of 1,726 Reviews

Jobs at Bread Financial

Director Fraud Strategy

Principal Operational Excellence Analyst

Senior Technical Product Owner

Principal - Analytical and Automation Solutions

Bread Financial

Bread Financial reviews

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Best employer hands down!

Great

Good Benefits

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