Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,797 reviews left anonymously by employees. This rating has increased by 3% over the last 12 months. 85% of employees would recommend working at Bread Financial to a friend and 84% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Software Engineer .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Bread Financial?

85% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.4 for culture and values and 4.0 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (107) , Customer Service Representative (98) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and fellow employees" ((in 174 reviews)); "Good pay and it was remote" ((in 142 reviews)); "Good and good work life balance" ((in 114 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 110 reviews)); "Great people and very clean place." ((in 107 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 54 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 39 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 23 reviews)); "Not always forth coming Communication isn’t always clear" ((in 13 reviews)); "Finally one day upper management called our group in a room and let everyone go." ((in 12 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What are the top reviewed Bread Financial locations?

Columbus , Rio Rancho , Plano , Lenexa , Westerville , Westminster , Draper , New York , Dallas , San Antonio , Coeur d'Alene , Milford , Houston , Denver , Chadds Ford , Kansas City , Albuquerque , Cincinnati , Whitehall , Ohio City , Akron , Salt Lake City , Texas City , Overland Park , Kansas City , Chicago , Frisco , Irving , Spokane , Ohio

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Bread Financial

Bread Financial reviews

4.3

85% would recommend to a friend

(1,727 total reviews)

Ralph Andretta

92% approve of CEO

84% positive business outlook

Ratings by category

4.5

Diversity & inclusion

4.4

Culture & values

4.4

Work/Life balance

4.4

Compensation and benefits

4.1

Senior management

4.0

Career opportunities

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,727 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

2K reviews

2.0

Oct 17, 2022

Decent

Consumer deposit specialist

Recommend

CEO approval

Business Outlook

Pros

The job is okay. Decent pay.

Cons

Horrible hours. Horrible management. VERY unorganized company.

Bread Financial Response

Thanks for your review. We're disappointed to hear that you don't like your hours or your management. Although we're not sure exactly what resources you're looking for, we think you'll find information very well-organized on our Inview page. Please feel free to reach out to People Center for general support or a member of HR if you'd like to discuss your concerns more specifically (and privately).

4.0

Oct 13, 2022

Pretty good place to work

Payment solutions advocate

Recommend

CEO approval

Business Outlook

Pros

Driven company culture, very supportive, very collaborative, company will offer a few good surprises throughout the year such as holiday bonus, extra holidays off etc.

Cons

Management is overwhelmed which leads to poor relationships, bad technical issues lately.

Bread Financial Response

Thanks for your review! The "pros" you outlined are a huge source of satisfaction and engagement for our associates - happy to hear that you're being supported, have strong collaboration, and enjoy some of the benefit enhancements we've rolled out (more to come!). We're working on some of the technical issues - hang in there!

4.0

Oct 12, 2022

Great environment

Customer service associate

Recommend

CEO approval

Business Outlook

Pros

I miss working here. I miss my colleagues

Cons

Lots of calls sometimes but it gets better

Bread Financial Response

Hi there -- If you'd like to speak to a Recruiter about coming back to join the team again, please feel free to reach out! It is very collaborative here and the relationships you make are genuine. We're lucky to have really supportive co-workers who enjoy staying connected via Teams while we're still working remotely.

Viewing 703 - 705 of 1,727 Reviews

Jobs at Bread Financial

Director Fraud Strategy

Senior Technical Product Owner

Lead - Analytical and Automation Solutions

Principal - Analytical and Automation Solutions