Bread Financial reviews

4.3

85% would recommend to a friend

(1,724 total reviews)
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Ralph Andretta

92% approve of CEO

84% positive business outlook

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,724 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
3.0
Feb 5, 2020

Was an incredible company to work for

Recommend
CEO approval
Business Outlook

Pros

I loved working at this company during my tenure. I can't speak to the environment currently, only what I experienced while there and right before I left in the summer of 2019. I watched it grow from a few thousand employees to well over 20,000 in the time I was there. It was an incredible experience and I was fortunate to learn from some of the best leaders at the company. The culture was fun and it was meaningful to be part of something bigger than any one business under the Alliance Data umbrella. Up until the summer of 2019 things were great under Ed Heffernan's leadership and the other business leaders. After he left, things seemed to take a drastic turn and I left shortly afterwards.

Cons

It seemed the culture went from being about the people of the organization and the impacts employees were making for our clients and the community, to only being about the numbers and the bottom line. While I understand that stockholders are important and we are in the business to make revenue, the people part got lost. Optics are huge. People are a critical part of the success equation. I was once excited to go into work and by the end, I had lost that loving feeling. Over my 15+ years at the company I saw lots of changes, but nothing compared to the last 6 months.

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Bread Financial Response
6y
Thank you for taking the time to provide a Glassdoor review. We value your feedback.
2.0
Jan 21, 2020
Recommend
CEO approval
Business Outlook

Pros

The money is ok and that’s about it!

Cons

Management is so under qualified. It’s definitely not what you know but who you know to move up. I feel so sorry for the new CEO joining in February because unless he is prepared to drain the swamp, they will NEVER come out of this deficit they are facing.

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Bread Financial Response
6y
Thank you for being a valued associate, and for your candid feedback. Effective leadership is essential to our success as a business and we take your concerns seriously.
4.0
Jan 21, 2020

Great company

Recommend
CEO approval
Business Outlook

Pros

Good work life balance and great people

Cons

Communication could be better from upper management

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Bread Financial Response
6y
Thanks for the feedback. Pleased to hear that you are happy with the people and work life balance!
Viewing 1111 - 1113 of 1,724 Reviews

Glassdoor has 1,794 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.