Bread Financial reviews

4.3

84% would recommend to a friend

(1,724 total reviews)
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Ralph Andretta

92% approve of CEO

84% positive business outlook

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,724 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
5.0
Feb 4, 2019
Recommend
CEO approval
Business Outlook

Pros

Overall I would say that the executive leadership team strives for transparency. While communication can always be a point of improvement with any company, the Alliance Data leadership team makes strong efforts to use multiple avenues when communicating change including town halls, round tables, 1:1 leadership/team meetings, and weekly/quarterly newsletters. Alliance Data is a relationship based company and I've found that most of the people I work with are very friendly. ADCS has provided me with many growth opportunities through both my professional development and technical development. In my few years with the company I've had the opportunity to work in two different departments and take on three different positions. I've never felt that I've been treated unfairly and I will say that I've been very fortunate to work for strong leaders who have encouraged me to try new things/pushed me out of my comfort zone to drive my development. Overall I would recommend Alliance Data Card Services to someone who is looking for a place to grow their career.

Cons

Alliance Data is a high growth company. While this isn't a bad thing, it is important that you're comfortable with change if you're considering joining Alliance Data. Change is the one true constant and you should be comfortable knowing that what you to today may be different in a year. While I've found that to be the exciting part of being at Alliance Data, I recognize that constant change isn't for everyone.

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Bread Financial Response
7y
Thank you for taking the time to provide your feedback, and for being a valued associate!
5.0
Jan 24, 2019

A great place to grow!

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

I’ve worked at Alliance Data for nearly six years and I’ve gotta say, this company truly invests and cares about their associates. What matters most to me is working for a company that has my back and I’ve felt that since day one. If you have an entrepreneurial spirit, you’ll thrive in this environment. I’ve been able to grow my career experience by taking on a variety of roles across different departments. This type of growth is not only supported, but encouraged.

Cons

Our company is always changing to meet the demands of the consumer environment and sometimes it can be difficult adjusting to new processes, teams or leaders.

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Bread Financial Response
7y
When you're growing, we're succeeding! Thanks for being a valued associate.
5.0
Jan 23, 2019

Great place to work!

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Alliance Data is a great place to work because they provide work life balance to their associates, growth and development opportunities and they constantly find ways to give back to the community.

Cons

Having a global team limits face to face interactions with teammates.

avatar
Bread Financial Response
7y
Thank you for taking the time to provide your feedback. Glad to hear you are feeling driven to grow!
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Glassdoor has 1,794 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.