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      Bread Financial

      Engaged Employer

      Bread Financial reviews

      4.3

      84% would recommend to a friend

      (1,719 total reviews)
      avatar

      Ralph Andretta

      92% approve of CEO

      83% positive business outlook

      Ratings by demographic groups

      Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,719 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

      Reviews by job title

      2K reviews
      5.0
      May 6, 2016

      Recovery Specialist

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      You can bonus every month. Very self motivated and independent job in itself. Love my job!

      Cons

      Management at times don't understand how crucial they throw work loads on us. We work as hard as we can and sometimes get told to work harder when we've already put maybe 60+ weeks in.

      5.0
      May 5, 2016

      Customer Care Operations Lead

      Operations lead
      Recommend
      CEO approval
      Business Outlook

      Pros

      Great Company to work for, loads of opportunity to change positions or advance in the company.

      Cons

      I can't think of any Cons about the company

      2.0
      Apr 18, 2016

      Great Company Values, but do they value you??

      Customer care specialist
      Recommend
      CEO approval
      Business Outlook

      Pros

      Some good reasons to work at Alliance Data are: The people they have as Customer Care Reps The space (very positive colors on the wall so it doesn't feel like a call center) They're the "best company you never heard of" and like to keep it that way. They offer an onsite cafe, with fitness classes and paid weight watchers meetings. They are very involved in the community, March was Harvesters, April is March of Dimes, etc. Different teams handle different calls, for example one team handles calls up until 8 pm CST, at which time calls for the night basically cease (one or two here and there for the whole floor) so you're getting paid to sit there and do nothing, or you can VTO (Voluntarily take Time Off, unpaid of course.) and go home before your shift ends.

      Cons

      They don't value their employee's. They make like they do, but behind the scenes you can ask anybody and they'll tell you they don't. For instance, when I began working for Alliance Data and found out the hourly rate of others in my training class I brought to HR's attention that I had more experience and whatnot and they offered to negotiate a better rate with me, so long as I denied another job opportunity and as soon as I had done so at the request of an HR rep, they changed their minds. Flash forward to 8 months in the future and while you're given 72 hours of PTO for 6 months of the year, and another 72 for the remaining half of the year (to be bid on at the beginning of each portion) they don't give you sick days, or leave, and if you so happen to be in a car accident they will deny paying you and instead take ALREADY SCHEDULED AND APPROVED time off to cover the time that you're out for the aforementioned reason. Flash Forward another 2 months, and keep in mind they are still undervaluing you, still depreciating you, you are passed up for a promotion that was all but promised to you because of how much you're been contributing to the company and its successes, for somebody that was hired off the street. If there's one thing this company can't do, it's value your current employee's, and not play the favoritism game.

      Viewing 1474 - 1476 of 1,719 Reviews
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      ReviewsBread Financial reviews

      Glassdoor has 1,789 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.