Bread Financial reviews

4.3

84% would recommend to a friend

(1,720 total reviews)
avatar

Ralph Andretta

92% approve of CEO

83% positive business outlook

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,720 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
2.0
Apr 18, 2016
Recommend
CEO approval
Business Outlook

Pros

Some good reasons to work at Alliance Data are: The people they have as Customer Care Reps The space (very positive colors on the wall so it doesn't feel like a call center) They're the "best company you never heard of" and like to keep it that way. They offer an onsite cafe, with fitness classes and paid weight watchers meetings. They are very involved in the community, March was Harvesters, April is March of Dimes, etc. Different teams handle different calls, for example one team handles calls up until 8 pm CST, at which time calls for the night basically cease (one or two here and there for the whole floor) so you're getting paid to sit there and do nothing, or you can VTO (Voluntarily take Time Off, unpaid of course.) and go home before your shift ends.

Cons

They don't value their employee's. They make like they do, but behind the scenes you can ask anybody and they'll tell you they don't. For instance, when I began working for Alliance Data and found out the hourly rate of others in my training class I brought to HR's attention that I had more experience and whatnot and they offered to negotiate a better rate with me, so long as I denied another job opportunity and as soon as I had done so at the request of an HR rep, they changed their minds. Flash forward to 8 months in the future and while you're given 72 hours of PTO for 6 months of the year, and another 72 for the remaining half of the year (to be bid on at the beginning of each portion) they don't give you sick days, or leave, and if you so happen to be in a car accident they will deny paying you and instead take ALREADY SCHEDULED AND APPROVED time off to cover the time that you're out for the aforementioned reason. Flash Forward another 2 months, and keep in mind they are still undervaluing you, still depreciating you, you are passed up for a promotion that was all but promised to you because of how much you're been contributing to the company and its successes, for somebody that was hired off the street. If there's one thing this company can't do, it's value your current employee's, and not play the favoritism game.

5.0
Apr 17, 2016

Customer Care

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Amazing Benefits, Good Team Environment.

Cons

Not a normal 9-5 M-F job

3.0
Apr 13, 2016
Recommend
CEO approval
Business Outlook

Pros

Very nice people and solid benefits. The company likes to participate in community service. The company is growing very fast, maybe too fast.

Cons

Very resistant to change even in an ever changing business world. Technology is dated and there really aren't advancement opportunities unless you grew up in the company. Managers spend no time on the floor or developing their people. It's sink or swim. United Way contributions are forced on the employees regardless of their financial situation.

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