Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,132 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 138 reviews)); "People were great and very conscious" ((in 46 reviews)); "Benefits are great but not immediate" ((in 39 reviews)); "Flexible schedule but you have to work all the time" ((in 23 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 21 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 54 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 38 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,020 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,020 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

5.0

Nov 30, 2016

Sr Account executive

Senior account executive

Recommend

CEO approval

Business Outlook

Pros

I earn as much income as I'm willing to work for. I get paid to help people in their time of need. You get to work with an amazing group of people.

Cons

Not everyone you approach is nice but it's just part of doing business.

Combined Insurance Response

9y

Thank you for sharing this positive review! We really appreciate it when our current employees share what they love about working at Combined. As you mentioned, our agents have a virtually unlimited income potential based on the volume of their sales. Like you, our successful agents often share with us that one reason they love selling our products is because they have the potential to help people during their most difficult times of need. We are so happy to hear that you get to “work with an amazing group of people”! We strive to provide all of our agents with strong leadership and team members who help and support each other. Thanks again for sharing this-we wish you all the best in your future here with us!

5.0

Nov 30, 2016

My time at combined

Account executive

Recommend

CEO approval

Business Outlook

Pros

My time at combined insurance has been absolutely incredible. I've been with Combined for about a year and a half and it has totally changed my life. This is not just a job but a career. With Combined you make a difference in someone's life daily, what we offer helps people when they are sick and hurt and can't work. It's a very rewarding career you help people at there worst. I've gotten someone back over 35k a few months ago it was the best feeling for me considering they had no idea they had it coming. In my year and a half I have won numerious awards, I won a trip to San Diego, and also I won a trip to Lisbon Portugal which I got to bring my dad on all expenses paid. I can not express how Combined has changed my life I am so greatful for my career at Combined and could not see myself doing anything else. If anyone is on the fence about joining the Combined family....do it, I promise it will change your life!

Cons

I can't really say anything bad about Combined, I have had an amazing expirence. I know that sounds strange and you're probably reading this saying yeah ok but no really I have had nothing but an amazing expirence.

Combined Insurance Response

9y

Thank you so much for sharing this positive and personal review. It is truly wonderful to hear how much working at Combined has changed your life for the better, and we are fortunate to have agents like you representing us. Many of our successful agents have shared with us that, like you, they are grateful to be able to make a living selling policies that will help their customers during a time of need. Our goal is to always make sure our agents have the training and management support they need, so we are pleased to hear that you have a “phenomenal” team and managers who support and guide you. We wish you all the best in your career here with us!

3.0

Nov 27, 2016

Must be self motivated

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Great job for an independent person. Reputable company with name recognition.

Cons

Commission only sales. Long hours. Have to be willing to face a lot of rejection

Combined Insurance Response

9y

Thank you for taking the time to review our company and for describing a realistic view of what it takes to be successful in sales here. We agree that successful sales agents at Combined Insurance must be independent, self-motivated, and willing to put in the necessary effort to be successful. As in with any sales career, not every interaction with a customer leads to a sale. But our most successful agents focus on building relationships and meeting customers’ needs. Those who exhibit these qualities are rewarded with a virtually unlimited income based on the volume of their sales. We wish you all the best in your future endeavors!

Viewing 781 - 783 of 1,020 Reviews

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