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      Combined Insurance

      Engaged Employer

      Combined Insurance reviews

      3.4

      59% would recommend to a friend

      (1,019 total reviews)
      avatar

      Richard Williams

      70% approve of CEO

      62% positive business outlook

      Ratings by category

      3.8

      Diversity & inclusion

      3.7

      Work/Life balance

      3.5

      Compensation and benefits

      3.4

      Career opportunities

      3.3

      Culture & values

      3.0

      Senior management

      Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

      Ratings by demographic groups

      Reviews by job title

      1K reviews
      1.0
      Mar 5, 2015

      For the long hours, travel, and low commissions to sell supplement products it is not worth it...

      Account executive
      Recommend
      CEO approval
      Business Outlook

      Pros

      Meeting others, hotel stays, sales training program is great

      Cons

      Unreimbursed travel, low commissions, even lower commissions after 26 weeks, too many dissatisfied existing and previous customer base. You can very well drive over a hundred miles per day to put out fires or cancel a policy. Added, the company office staff is rude to field / account execs as well as customers. A "commissioned employee" means you can still be charged charge-backs (new clients may switch to a more recognized carrier.) Your W2 will not reflect your true earnings from Ace Insurance. There is just too much to bother with to sell for this company... Cap Weeks are monthly travel to an unfamiliar city to sell insurance. You stay in a nice hotel for a week to isolate you from other employment, family, etc for morning meetings and more travel until the evening. This is a "traveling salesman" position, not for everyone. It was not for me and I have no problem with that truth.

      2.0
      Mar 4, 2015

      Too much turnover/transition within a field that isn't easy to begin with.

      Account executive
      Recommend
      CEO approval
      Business Outlook

      Pros

      Entrepreneurial, you really are your own boss. If you have experience in the marketplace and some connections already it could be a good place. They are growing a lot so you could create a good business for yourself within this company.

      Cons

      Its hard to find good experienced people to help you when you are starting off. Be prepared to teach yourself everything, and when you need assistance from home office you will need to ask multiple times and probably multiple people before you get an answer to your questions. Their growth means managers and home office service staff usually use the excuse 'I have been too busy...' to respond to seemingly easy requests. Those who have been there for years are too few and truly are over worked. The new people just don't know or follow up with answers/assistance. Within last year+ I have seen too much turnover. I tried to partner with managers and trainers (national director of learning and development as well as regional) to help learn systems/products/implementation ideas and each time after making a connection a month later the person was gone.

      2.0
      Mar 3, 2015

      Door-to-Door Cold Calls on Businesses

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      Very good training program; two-weeks in length, paid, out-of-town.

      Cons

      In spite of what I was told when hired, the bulk of my job consisted of going door-to-door to 15-20 small businesses a day, making cold calls in an attempt to obtain business. Store owners usually very irritated that we disrupted their business to try and sell life/health insurance. Plus it's all commission work.

      avatar
      Combined Insurance Response
      9y
      Thank you for this review. It’s true that sales is not for everyone, but this is a great opportunity for those who have the drive, attitude, and skills necessary for success. Our agents have a virtually unlimited income potential based on the volume of their sales. We suggested to our successful, happy agents that they share their experience on this site so that potential employees could get a well-rounded view of what it’s like to work at Combined Insurance and what it takes to succeed. We wish you all the best in your future endeavors! Less
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      ReviewsCombined Insurance reviews

      Glassdoor has 1,131 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.