Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 132 reviews)); "People were great and very conscious" ((in 49 reviews)); "Benefits are great but not immediate" ((in 40 reviews)); "Flexible schedule but you have to work all the time" ((in 24 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 22 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 46 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 40 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

1.0

Oct 22, 2016

UNEDUCATED MANAGEMENT TEAM

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Products are great. Nothing else

Cons

Training is pitiful Managers don't always understand the coverage. Oh but they say they do. Management is uneducated. Never worked anywhere else. Never with a real sales organization. They promote from within but that is not a pro when they don't have a clue as to how the sales plan works. They only know Combined and that is not much. So new people get screwed. Don't have a territory. You can go anywhere and so can everyone else. Non empathetic with fellow employees. Management will call you lazy before they ask how they can help. You are on your own. Yes your manager helps you but when she sells nothing how are you to sell. Have I said enough? This is all true and there is more.

Combined Insurance Response

9y

Thank you for reviewing our company and for mentioning that we have great products. We take great pride in providing quality supplemental insurance products that may help people deal with unexpected costs. We take feedback from our current and former employees on how to improve seriously, and it is our goal to be a great place to work. We will share your review with our leadership. We wish you all the best in your future endeavors.

1.0

Sep 11, 2016

Don't do it!

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

There will never be any pros for this company! There is nothing positive out combined insurance! Stay as far away as you can!

Cons

It's just like a cult! Don't do it! If your a veteran they go after you quick as hell! Don't give in! Nothing like management pushing you do to unethical things to where you can lose your license and your job and get fined, just so they can make a buck.

Combined Insurance Response

9y

Thank you for taking the time to review our company. We aim to be a great place to work and take feedback from our current and former employees on improvement seriously. We are concerned regarding your feedback and require more information to look into the situation. Please email us at feedback@combined.com with more details, so we can conduct an investigation into the matter. Thank you and we wish you all the best.

1.0

Aug 2, 2016

If I could give zero stars I would

Sales agent

Recommend

CEO approval

Business Outlook

Pros

Temporary Optimism while you are being recruited and being promised a "smooth on boarding experience"

Cons

A week of "training" spent in business-parkville Illinois (which they bill as "Chicago") where you find out, a bit late, that they will literally hire anyone with a pulse. During this week you're subjected to idiotic clapping rituals and forced to learn sales scripts. You develop a sense of impending doom, knowing you have been tricked by a crafty recruiter and are now in too deep to get the heck out of there unscathed. Once you are back, they begin drilling you to write business "at all costs," whether ethical or not. They don't care about the customer, and they don't mention how bad their customer service is (useful information before you sell a close friend a policy) They will go on about "limitless potential," and how you will get "9 pay days a month." This is all snake oil. Once you finally come to your senses and resign, they will relentlessly badger you for commission charge backs LONG after (threatening to put you on some "Vector One List" and this and that). In this sense they are not unlike the employer version of herpes.

Combined Insurance Response

9y

Thank you for reviewing our company. We are sorry to hear about your employment experience with us.Commission-only sales can be very lucrative for the right person, and we strive to hire candidates that have the potential for success.Many of those agents make a very comfortable living selling our products.We take claims of unethical selling very seriously. Please send us the details of any perceived unethical behavior to feedback@combined.com and we will investigate it. We wish you all the best in your future endeavors.

Viewing 82 - 84 of 1,019 Reviews

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