Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 132 reviews)); "People were great and very conscious" ((in 49 reviews)); "Benefits are great but not immediate" ((in 40 reviews)); "Flexible schedule but you have to work all the time" ((in 24 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 22 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 46 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 40 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

Item: Combined Insurance
Rating: 3
Author: Current employee - Insurance Agent

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

2.0

Mar 29, 2016

Why Combined?

Territory manager

Recommend

CEO approval

Business Outlook

Pros

If on the right team, excellent ongoing support and training. Flexibility in schedule is also a plus. It does provide an opportunity to anyone from any background with little to no sales experience or insurance knowledge.

Cons

It's a job with no base salary. You can work your tail off, including many nights and weekends, and still not make a check. Actually, it could cost you money because you do not get reimbursed for your travel and business expenses. Although you can declare the expenses on your taxes, you incur the expenses during the year. And the "door to door" business practice where an agent will arrive at a home or business without an appointment needs to end. In today's society, with all of the safety risks that exist today, you can't expect people to just open their doors and invite you into their kitchen just because you have a nice smile and can show them how they can get insurance that quick, easy, and hassle free.

Combined Insurance Response

10y

Thank you for taking the time to review our company. Our sales agents get a great start in our sales school, and they receive ongoing training and support, as you mentioned. They also enjoy flexible schedules. It’s true that sales is not for everyone, but for those who succeed, there is a virtually unlimited income potential. We appreciate your insight and suggestions. If you would like to add anything else, please email us at feedback@combined.com. We wish you all the best in your current and future endeavors.

3.0

Mar 24, 2016

Company values are not what they say, Morals are down.

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

Once you are in the field you are in your own after all the hype and excellent training. Company training is a great once you learn it and it take a lot of time, it takes a bit to follow but once you get it you are it.

Cons

if you are not in the good side of your territorial manager he will let you slowly die, also to get to a territorial management all it takes its to be " good" and willing during those field trips and you will get up the ladder very quickly, leads are good but the company doesn't paid claims as promise.

Combined Insurance Response

10y

Thank you for taking the time to review our company. We always appreciate hearing from our current employees. As you point out, our agents benefit from our excellent training school, which is aimed at preparing our agents for success. Once in the field, we supply our agents with ongoing support and training, and promotions to sales leadership are merit based. We have an A+ rating from the Better Business Bureau and an A+ financial strength rating by A.M. Best. We have also been identified as a leading provider of supplemental insurance by the Ward Group, who has put us on their annual Ward’s 50 Top Life-Health Insurance Companies list for six years in a row. We take your feedback very seriously and will share it with the management team. If you have further comments, please email us at feedback@combined.com. We wish you all the best in your career here with us!

3.0

Feb 2, 2016

Company review

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

Great Company. Great incentives

Cons

Products are not as great service they seem on the surface..

Combined Insurance Response

10y

Thank you for reviewing our company. We especially appreciate hearing from our current employees. Combined Insurance is a great company to work for, as you mention. For over 90 years, we have had a tradition of success. We have an A+ rating by the Better Business Bureau and an A+ financial strength rating by A.M. Best, one of the world’s top insurance rating and information firms. Our agents have a virtually unlimited income potential, based on their performance. We are surprised to hear you feel our products fall short of your expectations: The Ward Group recognized Combined Insurance as being a leading provider of supplemental insurance and awarded us a spot on its annual Ward’s 50 Top Performing Life-Health Insurance Companies list for the past six years. We strive to give our agents the support they need in the field, and we would appreciate more information about how our managers can help more. If you would, please send us additional information at feedback@combined.com. Thanks so much and we wish you all the best in your career here with us!

Viewing 85 - 87 of 1,019 Reviews

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