Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)
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Richard Williams

70% approve of CEO

62% positive business outlook

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
1.0
Oct 31, 2014

Terrible

Recommend
CEO approval
Business Outlook

Pros

There is nothing positive about the opportunity

Cons

I was told a salary amount only to find out later it was for only 6 months

2.0
Oct 15, 2014
Recommend
CEO approval
Business Outlook

Pros

Free Basic Pension Plan, Simple to understand, in demand and affordable supplemental benefits portfolio. Quick and easy claims service. If you are not lazy, as an Agent, you can earn 50k-60K+ realistically first year commission + bonuses. A+ rated by AM BEST. 92 years in business. Some room for upward mobility in your career. Agents have freedom to make their own work schedule outside of a couple weekly team meetings. The company does provide excellent sales training on the company's dime, and provides a good track to run on especially for those who have never worked in the insurance industry. If you are willing to take a risk, there can be a reward for your efforts.

Cons

Long hours, very little work/life balance for managers. Many have quit and 80% are failing. They put tremendous pressure on management for daily sales results and make you feel bad when the week doesn't go well. It's not fun to be in the spotlight for the wrong reasons. Sales always comes with its ups and downs. Compensation for agents is commission + bonus only. Territory Managers are paid a laughable salary for all the work they do and put in 12 hour days. It works out to about $8.33/hr. Combined controls the management like they own you 24 hours a day because they pay you this piddlin salary. Skilled professionals deserve much better, but we have corporate executives to thank for the low pay, and they think it's too much to pay us. Agents and Account Executives can out earn a territory manager any day of the week. If you are a good agent for them, DON'T take the promotion to TM. You will make less money and suffer severely financially. Managers have to pay for their daily travel expenses out of their own pockets. The company reimburses ZILCH.

1.0
Jan 26, 2014
Recommend
CEO approval
Business Outlook

Pros

Training, Market manager was great! Nice guy but... Training system was also good for learning the products.

Cons

Leads? What are those? They show you how to cold call and promise the world including great commissions, but, the sales support for attaining new business was Terrible! And frankly the products were sub par.

Viewing 166 - 168 of 1,019 Reviews

Glassdoor has 1,131 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.