Pros
The culture is wonderful. The support is fantastic. I have a dedicated assistant. I work 5 minutes from home. The tools are great and constantly updated. The compensation package can't be beat.
Cons
The only con is really maintaining a positive attitude in the early years. The truth is if you consistently do what is right for your clients you will have a wonderful lifestyle after a few years. There are no shortcuts. It is important to remember that you are in a marathon, not a sprint. Just keep consistently doing the right thing. You have to be a self starter. There is no one in your office to tell you who to call, what to say, what time to show up. You are in the business of building trusted relationships with people who value your advice. Always remember it's their sacred nest egg, no matter the size, and the referrals will come.