Pros
A good company native to California. In good time of course, many opportunities within different departments, claims, sales, customer service, underwriting, etc. Working as an agent is good if you don't need to make money at first, but if you know a lot of people you will start making decent money fairly quickly. For the really dedicated and successful sales agents, there is a pretty good bonus program based on sales. There are many different insurance products to offer in order to get new business and renewal commissions. Sales agents are basically self-employed and incur most expenses with some help from the company for certain things though. Once you get a good client base, one can make a lot of money from renewals alone.
Cons
Some of their processes are not very customer friendly. Not all people in the service centers know exactly what to do and have conflicting information so it can be frustrating trying to get things resolved quickly. When first starting as an agent, you only receive commissions only on sales. Unless you know a lot of people who will buy insurance from you, you won't get paid. Self-employment can be a downside also since all expenses such as advertising, office space (you can work at home though), employees once you need them, are all up to you to pay for. You can get a lot of Farmers materials for free though to get you started. Another bad thing is that they don't have as many service centers in CA anymore, they are in different states. That can be difficult since people need to be licensed in a different state of their own, different rules to follow so not everyone will be as knowledgable.
