Movement Mortgage reviews

Literally the worst job I've ever had. Tried to negotiate salary when hired but was told they don't negotiate. Found out many of my male coworkers with less experience were able to get a higher salary with less experience and same start date. Forced to attend religious sermons on first Friday of every month. Absolutely no management accountability. People wear completely inappropriate /revealing/obscene clothing but nothing is ever said. There's no consistency of policies and procedures. In the year+ that I've been here, the "perks" are steadily being taken away. Worst of all, I was promised a solid bonus every month. BUT if you are unable to meet your deadline (regardless if you have done absolutely everything within your power to make it), you LOSE money. Since starting here, I've gone thousands of dollars in debt just to try to make ends meet. There's zero work-life balance. They say that they love and value their people but they have proven time and again that they just don't care at all. Everyone just passes the buck when it comes to actually caring about the people they work with. There's no clear organizational structure and everything is very "hush hush". I don't have a clue how to reach other departments or who does what in the process. It's just a giant cluster in every sense of the word. Honestly, I think if the CEO would spend more time worrying about running a company instead of a church, maybe this company wouldn't be falling apart. All day every day all people in my department talk about is speculating when we're going to be laid off.

For the most part the staff is trained by Movement and do not have prior mortgage experience. They like to hire non-mortgage people for support staff, processing and underwriting. Challenge is the support staff is constantly changing due to turnover, re-assigning or promotion and more than likely you will be spinning your wheels trying to clear conditions with someone that does not understand the mortgage business and has been in the business for less than 6 months. It is a real time drain. There is no consistent team to work with and develop a relationship with and an efficient work process and flow. Initial underwrite is done quickly, but is not very complete. Additional conditions that should have been added when the file was initially underwritten will be added later. Seems like they never grow tired of re-underwriting files and adding new conditions. Rates are not good at all and when challenged the company has no interest in competing in the local market. They do not have a pricing engine and still use a ratesheet. Be prepared to lose your better deals to rate. If you ask for a pricing exception, they now want you to have the borrower supply a LE from a someone else to demonstrate that the rate is available elsewhere. The process takes about 3 hours to try to get the pricing exception and then the borrower by that time has locked with the competition they got the LE from. Compensation to the loan officer is below average and support staff has also expressed that pay is low. High stress environment as you are never quite sure if there is going to be another last minute condition or some doc that they cannot find in PCL that if not gotten to them quickly your file will not close on time.