Pros
You are free as an independent contractor to work at will. Money can be very good. If you get a good DM, your potential is even better for growth and earnings.
Cons
If you are not a morning person this is not your job. Be prepared to travel anywhere in the state and pay for everything yourself (including required trainings). The commission structure is poor for the first 2 years. PMA makes you pay for gifts, charge you a ridiculous amount and then skim all the profits back through your commissions weekly. They will lie to you about opportunities or how great the potential is or where you are assigned. They continue to target teachers and local government workers. The employees are aware of what you are selling, they just want the gifts. No communication on who's been where and the last time an agent went to location.