Let’s pretend that the fund company is an NFL football team, and the team is a Super Bowl contender every year. One day the team’s owner decides to change the head coach for a coach who has broad sports experience, but no football experience. “My broad experience is good, and this team costs too much, and therefore I have a plan to field a competitive team at a lower price” says the new coach, to the delight of the owner and the front office. So, a decision is made to fire all the football players, after all, they are so one-dimensional, and hire runners, bicyclists, swimmers, people with no football skills, but wide-range sports backgrounds, and this appeals to the front office as it has no football background either. This plan looks like such a winner, the assistant coach promotes a cheerleader who he likes to be second-string quarterback. “Can’t be that hard,” he said, “plus she will be happy with me on our road games.”
The front office then discovers it has a problem – not enough players, no one knows how to block, tackle and run the ball, and these new players are more expensive. “You did not tell us we needed 11 players on the field,” the front office wined, “nor did we realize that our players need to be big, strong and fast.” “And, to boot, the NFL may be upset, and could fine us and take away our cushy jobs.” Quite a predicament for the front office, especially after they just got a big raise! The solution – “bring our rugby team over to the football team, they are big, strong and fast, even if they don’t know how to play football we will have our 11 players on the field.” “Hooray, now the football team has enough players, and they even look like football players.”
But, the front office is still not happy. Costs are out of control, the team is not winning, and the biggest concern is that the NFL may be snooping around. So, the front office takes drastic measures – they transfer the head coach and assistant coach. Ouch, what a punishment! The head coach and assistant coach are now with their NBA team, and have just announced that they are planning an initiative to reduce cost while maintaining a competitive team. The players, who consistently make the playoffs, for some reason are starting to move to other teams. Not to worry, there are plenty of cheerleaders and runners out there who can help.