USHEALTH Advisors reviews

4.0

71% would recommend to a friend

(1,141 total reviews)
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Troy McQuagge

85% approve of CEO

68% positive business outlook

USHEALTH Advisors has an employee rating of 4.0 out of 5 stars, based on 1,141 company reviews on Glassdoor which indicates that most employees have a good working experience there. The USHEALTH Advisors employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
1.0
Jun 22, 2021

Gains more than necessary off agents

Recommend
CEO approval
Business Outlook

Pros

Love my coworkers and surrounded by hard workers and I sold a lot, just "glorified" fixed indemnity plans.

Cons

If your client doesn't fit into the matrix of your plan you can't help them meaning you literally just wasted time and money but not only that your consistently telling clients you can't help them which is AWFUL. They charge you a 9% interest on your advance which wasn't disclosed during my training at all, this should be illegal. They charge their agents "building fees" just to work there. And when you try to work from home to save money to invest in more important things like leads you are punished. They charge you for their CRM system which means they probably don't own the rights to it because they wouldn't need to charge for it if that was the case. I've watched agents lie to clients on the floor about the plans, put them on plans that WOULD NOT EVEN COVER COVID, and even hang up on clients when they couldn't help them. I also watched as someone next to me called my lead two minutes after I had called them. They aren't allowing me to become Vested with my book of business meaning they always own a part of it. They also are STILL selling the same plans over and over again and not adapting to the climate of what's going on in healthcare reform.

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USHEALTH Advisors Response
5y
Thank you for your time and your comments. We appreciate your perspective and we'd like to offer our own, as well. Unlike other plans that may be available, USHEALTH conducts full underwriting up front on its insurance applicants. We do this to ensure that our customers can rest easy, knowing that their insurance coverage will work for them ... because they've already been medically approved for the coverage. With regard to advances, its important to remember that an advance is a monetary loan ... just like you might get from a bank. Just like any bank loan ... interest is charged on the outstanding balance. Advances are offered as a way to help agents improve their cash flow. That said, agents always have the choice to forego the advance and simply be paid on an "as-earned" basis. I'm not exactly sure what you mean by "building fees" however, it is not uncommon for agents to invest in their own business by contributing toward office expenses. Entrepreneurs and self-employed individuals have been doing this for decades ... so I'm not exactly sure why this is problematic for you. By the way, as independent contractors, agents are always free to choose when, how and where they perform their duties under the USHA contract. I'm not aware of any punishment for those who choose to work from home. Agents typically pay a fee to access the CRM system for purposes of conducting business. Using an authorized CRM system allows agents to access leads from the company. Again, agents are not required to use or pay for access to the system ... it is simply a matter of choice and investment into your business. I'm afraid I must take exception to your allegation that our plans "WOULD NOT EVEN COVER COVID". This is simply not true. Further, USHA does not endorse or advocate abhorrent agent behavior. Agents who are caught misleading or mistreating customers are dealt with swiftly and judiciously. While I appreciate your comments regarding vesting and plan designs, I'll simply say this ... USHEALTH agents are independently contracted to perform certain duties for the purpose of acquiring customers for USHEALTH Group insurance carriers. The customer relationship is with USHEALTH Group carriers ... not with the independently contracted agent. The plans sold by USHEALTH Advisors are proven to resonate well, with our niche market ... so I'm not really sure why we would want to change that. Again, thank you for your time and your comments. If you'd like to discuss these thoughts further, please feel free to contact me at bill.shelton@ushadvisors.com.
1.0
May 29, 2020
Recommend
CEO approval
Business Outlook

Pros

Unlimited earning potential, because you’re in control of how many calls you make.

Cons

Training isn’t training. It’s a quick walk through and “out ya go”. The weekly sessions are advices on how to manage your day but it’s not really lead. It’s group focused. I was hoping it would be more like a seminar or class like when you first get hired. They don’t mention if a policy holder cancels before 12 months, you owe the rest of their premiums to the company. That’s okay if you have enough credit built up from past sales. But it puts you in debt with then if you are having a hard time.

1.0
Jun 4, 2019

Stay away!

Recommend
CEO approval
Business Outlook

Pros

I now have an Insurance license

Cons

they buy leads and pass them around from office to office. By the time I got them a couple of hundred people had called the lead and the person on the other side of the call was extremely frustrated by the number of calls they were getting, even after they had already become customers

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USHEALTH Advisors Response
7y
Thank you for your comments. As we continue our work to make USHA the best opportunity in America...all comments are welcome. You've made it clear that you were unable to find success working with leads. What was your success rate with other prospecting methods such as networking, referrals, social media advertising, etc.? I'd be interested to learn more about your experience. Please feel free to contact me at bill.shelton@ushadvisors.com.
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