Pros
Focusing on the purchase market, while being flexible to open things up to refis when the market allows for it helps to minimize the ups and downs that rate fluctuations can create for LO income. Self-sourced leads so we're not relying on third-party lead sources competing with multiple lenders for borrowers. We've tightened up pricing to provide very competitive rates for borrowers and our operations staff is top notch working WITH you to find ways to get deals done rather than finding ways to deny loans and they're moving through files extremely quickly at this time. On top of that, we have very competitive pay on commissions and amazing benefits. I'm done hopping around to different lenders with the market and would like to make this my permanent home!
Cons
They are constantly changing and looking for ways to improve their processes for the better, but you have to be on your toes and ready to learn new lead types and systems as they progress. It is a positive that they're constantly looking to improve but it can be tough to get settled and in a groove when things are getting changed frequently. If you're not willing to adjust and adapt, then it may not be a great fit for you.