Pros
Ability to work from home.
Cons
I was a top performing advisor for many years before getting promoted. I was told many lies by management about my new position, before ultimately being laid off during company downsizing. Other teammates that had been there for only a few months were chosen to stay over people that have been with the company for years! This company has no care or concern for top performing advisors, experience, or seniority. There is also no concern or investment in the training department. The company hires people outside the industry rather than promoting within, I can only imagine so they can pay less. Therefore, new employees will not get trained by anyone with experience actually doing the job, but people reading from a script on a screen. I worked at APFM for 6 years and had 7 different managers, so that tells you what the turnover is like. Management should be ashamed of the way the treat their employees, especially those with experience that brought so much value to the company. Their “values” are very nice to preach, however management has no inclination to abide by them.