American Income Life reviews

-100% commission with no base salary. -Follows a typical multi-level marketing structure. -Interview process can be misleading and vague as far as how much commission the "average agent" will earn each year, as well as the level of awareness by the union/association members of their "benefits" through AIL. -Agents are taught to "focus on selling concepts" rather than going into detail as far as what type of coverage is being offered(ie. WL, Term, Accidental, ect.) -Leads tend to get over used and are not always up to date or accurate as far as basic info, how long ago they were last contacted or even if they have recently purchased a policy. -You are expected to work late nights and weekends if a general goal of $2,400 ALP is not met. -Time is mostly spent cold calling union & association members who often are unaware of the vague affiliation to AIL. -Show ratio of scheduled appointments is generally around 40-50%.

no work life balance, you are required to work 6-7 days a week. Also no base pay nor salary so its full 100% commission.