They say that the leads are 'wanting' the life insurance. However, the leads are just signing up for no-cost benefits and YOU will bait and switch them to buy life insurance. Sometimes you get lucky and they actually want it. Most of the time they're angry with you for trying to sell them something. One week you will make $600, the next you will make $0. They say these benefits are exclusive to union members, but that is NOT the case. You ask for referrals in every household, most of the people do not want to give you any. This is a textbook pyramid scheme company... You start out working 70-80 hours a week to (if you're lucky) make $600. The longer you stay there, they will like your 'loyalty' and promote you to have some producers under you. The turnover is higher than any fast food restaurant because people who have wives or kids cannot spend their Mondays and Thursdays calling people in the office from 10am to 9pm. But if you don't do this, you will never make it. HALF of the appointments you set up will not be at their houses when you get there. Here's the numbers game you will deal with: If you can actually make 8 appointments a day (which is actually very difficult for T,W,F,SA,SU) half of them will not show up. Of those half, you will sell 1/4. Of those 5 sales (again, if you're lucky and if you want to work every day of the week because M and T are office days and calling days) you will have 2 trials, which you will not get paid on for 2 months. Of the other 3 sales, at least one will cancel. So working 70-80 hours a will will yield you 30% commission. The average sale is $600. So normally an agent will make roughly $400/week until they just can't afford it anymore due to gas costs, or their family just can't handle them being gone for such long hours.
