Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,233 reviews left anonymously by employees. This rating has decreased by 6% over the last 12 months. 34% of employees would recommend working at American Income Life to a friend and 33% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

34% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.5 out of 5 for work life balance, 3.0 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (122) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Licensed Insurance Agent (61) , Sales (61) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 245 reviews)); "The training is great and there is a possibility to get promoted on a regular basis." ((in 232 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 206 reviews)); "Remote and flexible you can work from home" ((in 130 reviews)); "The culture here is great also!" ((in 120 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 265 reviews)); "I'm not saying all management is bad but the guy directly over me was." ((in 133 reviews)); "Some long hours but worth it in the long term." ((in 115 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 106 reviews)); "And no benefits." ((in 76 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

34% would recommend to a friend

(1,148 total reviews)

Steven K. Greer

63% approve of CEO

33% positive business outlook

Ratings by category

3.7

Diversity & inclusion

3.1

Senior management

3.1

Career opportunities

3.0

Culture & values

2.9

Compensation and benefits

2.5

Work/Life balance

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

Reviews about "Compensation"

Return to all reviews

2.0

Feb 12, 2020

Would Not Recommend

Supervisor

Recommend

CEO approval

Business Outlook

Pros

Fast-paced environment, weekly pay, bonus structure can be lucrative if you have a good week/month

Cons

Managers do not care for anyone but themselves. Cliques are formed between the management teams, who play favorites based on people's sales numbers. Hiring is determined by looks. Cold leads provided are recycled, managers don't care if you call the same person 6 times a day or 10 times a day, only care about you booking 8-10 appointments every other day. Expect 150-250 cold calls 3x a week. Money was decent, until you find out 65% of clients cancel the policy and you are charged back money. Clients are also over two hours away by car from office, will be living in your vehicle. Learned a lot but wouldn't recommend to anyone

American Income Life Response

6y

Thank you for your feedback. We’re sorry our AIL agent position didn’t meet your expectations. Your experience does not represent our hiring and management style and we apologize if you felt you weren't given the proper support while on our team. We invite you to send us more agency details of your experience to AILfeedback@ailife.com so that we can look into your situation and help improve our agents' path to success. We look forward to hearing back from you soon.

3.0

Feb 5, 2020

good money if you put in the effort

Outbound sales specialist

Recommend

CEO approval

Business Outlook

Pros

good pay, large market, room for growth and expansion, good training.

Cons

very slow start up. Possibility of bad business that leads to you losing money. sometimes inconsistent.

American Income Life Response

6y

Thank you for your feedback and for your hard work and dedication to AIL. We're glad you're enjoying the thorough training , growth and development, and the opportunity to make a very generous living while offering a valuable service to the working families. This career can be very tough in the beginning but with a persistent work ethic, it can be extremely rewarding. Best wishes to a long future of success at AIL.

3.0

Jan 23, 2020

Anyone has potential to do really well, but it's not for everyone

Individual producer

Recommend

CEO approval

Business Outlook

Pros

You determine how much you work No cap on how much you can earn, can possibly earn really good money in short time frame Very supportive and inspiring management Lots of growth and advancement potential Can be very enjoyable getting to meet to talk with people and help families You're given leads for your work Can write off mileage on taxes You'll learn a lot about selling

Cons

Can be hard to feel as though you're not baiting and switching- leads are from people who requested free kits or benefits from the company, not insurance, but your job is to sell it to them. And you'll be encouraged to push them into buying You will likely go a long period of time without making money Cost of getting licensed takes a while and comes out of your pocket, no reimbursement No base pay without sales No reimbursement for driving and mileage Often have ot work extensive hours beyond 40 in order to be successful and make a good amount Insurance offered is reliable but not the best, people will often want to shop since they haven't heard of AIL Types of insurance offered is limited If someone cancels a policy that amount you were paid for it is taken out of your account, and that is viewed as a normal part of business Taxes aren't taken out of checks, you pay that on your own

American Income Life Response

6y

Thank you for your insightful feedback regarding your time with AIL. We're happy that you enjoyed the positive environment we encourage at AIL but disappointed it wasn't a good career fit for you long-term. The position does require a persistent, sales-minded individual and isn't for everyone. We appreciate your contribution to our team's success and wish you nothing but the best in your future endeavors. Again, thank you for your feedback as this will help us continue to improve on our agents' path to success.

Viewing 541 - 543 of 1,148 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Reinstatement Clerk (Remote)