Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,230 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 36% of employees would recommend working at American Income Life to a friend and 35% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

36% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.6 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 236 reviews)); "The training is great and there is a possibility to get promoted on a regular basis." ((in 229 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 206 reviews)); "Flexible schedule, work from home" ((in 139 reviews)); "The culture here is great also!" ((in 120 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 271 reviews)); "Poor management, lack of strategy and no decorum" ((in 133 reviews)); "Some long hours but worth it in the long term." ((in 117 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 108 reviews)); "And no benefits." ((in 71 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)

Steven K. Greer

62% approve of CEO

35% positive business outlook

Ratings by category

3.6

Diversity & inclusion

3.1

Culture & values

3.1

Career opportunities

3.0

Senior management

2.9

Compensation and benefits

2.6

Work/Life balance

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

4K reviews

1.0

Mar 7, 2021

Outdated business model

Supervising agent

Recommend

CEO approval

Business Outlook

Pros

American Income puts you through the paces and does teach you the most difficult parts of life insurance sales and the kind of work ethic and commitment that top level agency owners have.

Cons

This is a business model that requires 70-80 hour weeks from entry level employees with nothing but 100% commission structure to offer. It is, frankly, designed like a pyramid scheme that only rewards the employees most willing to exploit their friends and family for policies or recruiting, weaponizing your personal life for financial gain. It only rewards agents who want to build out a team of other agents, recruiting and training them with money out of their own pocket. It rewards dishonest sales tactics and intentionally hides its pitch until the very last second, utilizing high-pressure tactics that force misinformed clients to make a decision on the spot. The company’s top salespersons all-time pressure, bully, and lie to clients to get them to buy, telling them they’ll lose union insurance or already-purchased plans if they don’t spend more, more, more. If you don’t want to be a part of this process, the company does not make sense for you. If you just want to sell insurance and do so openly and honestly, there are many other brokerages with better commission rates and residuals who don’t ask you to be a soulless shark only focused on your business and nothing else.

American Income Life Response

5y

Thank you for your review. We’re glad your time with AIL was enjoyable, productive and helped prepare you for what lies ahead. We appreciate the hard work and dedication you gave to our AIL team and customers. Best wishes to you in your future endeavors.

5.0

Jul 23, 2020

Especially right now

Personal producer & master general agent

Recommend

CEO approval

Business Outlook

Pros

work from home decide your pay 60% starting off and up ownership of everything easily a $50,000 a year + position for hardworking and coach able people great way to get into management freedom

Cons

stupid bad reviews from people that are weak and bratty

American Income Life Response

5y

Thank you for your feedback. As you know, AIL strives to provide our agents with a positive work environment and the opportunity for continued growth and development. With a strong work ethic, this career can lead to an abundance of personal and financial success. Thank you for being an integral part of our team's mission to provide financial protection to families in our community. Best wishes to even more success at AIL.

1.0

Apr 25, 2020

Horrible company to work for

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

Meet new people every week.

Cons

Fully commission, there is no base salary so if no one wants to buy life insurance, you won't get a paycheck despite all the hours you put in calling clients to schedules appointments (yes, A LOT of people hang up on you) and despite all the gas you spend driving to the appointments (yes, several people have the nerve to no-show you!). They have a huge turnover rate for a reason!

American Income Life Response

6y

Thank you for your feedback. We’re sorry our AIL agent position didn’t meet your expectations. Your experience does not represent our hiring style and we apologize if you felt you were misled in any way. We invite you to send us more agency details of your experience to AILfeedback@ailife.com so that we can look into your situation and help improve our agents' path to success. We look forward to hearing back from you soon.

Viewing 169 - 171 of 4,199 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Service Representative (Remote)