Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,794 reviews left anonymously by employees. This rating has increased by 3% over the last 12 months. 85% of employees would recommend working at Bread Financial to a friend and 84% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Software Engineer .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 3% over the last 12 months.

How satisfied are employees working at Bread Financial?

85% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.4 for culture and values and 4.0 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (106) , Customer Service Representative (98) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and always assessing the marketplace" ((in 188 reviews)); "Good pay and it was remote" ((in 141 reviews)); "Good and good work life balance" ((in 126 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 113 reviews)); "Great people and very clean place." ((in 96 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 53 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 38 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 23 reviews)); "Changing too fast with too little communication" ((in 15 reviews)); "Finally one day upper management called our group in a room and let everyone go." ((in 12 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What are the top reviewed Bread Financial locations?

Columbus , Rio Rancho , Plano , Lenexa , Westerville , Westminster , Draper , New York , Dallas , San Antonio , Coeur d'Alene , Milford , Houston , Denver , Chadds Ford , Kansas City , Albuquerque , Cincinnati , Whitehall , Ohio City , Akron , Salt Lake City , Texas City , Overland Park , Kansas City , Chicago , Frisco , Irving , Spokane , Ohio

Bread Financial reviews

4.3

85% would recommend to a friend

(1,724 total reviews)

Ralph Andretta

92% approve of CEO

84% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,724 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews

3.0

Mar 8, 2023

Good Company

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Good Work life Balance and Salary.

Cons

Limited learning and no promotions.

Bread Financial Response

3y

Glad to hear that you liked the work-life harmony and your compensation package working with us! We're surprised to hear you mention limited learning opportunities as we encourage our associates to take advantage of our comprehensive catalog of career and skill development resources, including free access to LinkedIn Learning. We also encourage internal career mobility and offer several programs to help you grow in your current role, move into different roles, and learn new skills with job training!

5.0

Mar 7, 2023

Incredible amount of opportunity to advance!!!

Anonymous

Recommend

CEO approval

Business Outlook

Pros

SOOOOOO much opportunity to advance it’s INSANE!!! 3 years in and I’ve practically DOUBLED my salary!!! IN THREE YEARS!!! With opportunities like that I don’t think I’ll EVER leave!

Cons

You’ve got to be kidding me… as if!

Bread Financial Response

3y

WOW what an amazing testimonial and congrats to you on owning your own career path and taking advantage of internal learning programs and vocalizing your interest in moving up within the company. You are a major success story - shout it from the rooftops! :)

5.0

Mar 7, 2023

Paid well

Individual contributor

Recommend

CEO approval

Business Outlook

Pros

I got paid well and wasn’t working too many hours.

Cons

Communication isn’t one of their strong suits.

Bread Financial Response

3y

Thanks for sharing that you appreciated the compensation package and the work-life balance that's part of our culture! Communication is definitely something we care quite a lot about -- Your voice matters! We frequently seek feedback from our associates and use it to improve both the associate experience and our company as a whole. We communicate often and transparently to keep our associates informed.

Viewing 586 - 588 of 1,724 Reviews

Jobs at Bread Financial

Director Fraud Strategy

Principal Operational Excellence Analyst

Senior Technical Product Owner

Staff Technology & Cyber Governance - AI Governance

Staff Cyber Security Engineer – AI Product Security

Bread Financial

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Good Company

Incredible amount of opportunity to advance!!!

Paid well

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