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Loya Insuance Group

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Company makes it difficult to do your job - Customer Service Representative (CSR) Loya Insuance Group Employee Review

3.0
Jul 18, 2023
Recommend
CEO approval
Business Outlook

Pros

Some of the pros working here are The low amount of requirements to start your job. When I first started, they had a $1000 hiring bonus, however it was distributed within a whole year. $500 the first 6 months, another $500 by the end of your first year. Although they don't give commission, there is a $2 hourly bonus if you meet your sales goals, and from what I've heard, it differs between areas. You can be earning up to $19 an hour with minimal work experience and if you have a knack for sales. You're entire training and state licensing exam is all paid for by the company, and the hiring manager was alwaysore than happy to answer any questions. I had at the time I was 18 when I was first hired. My coworkers were all kind people, same with managers and even my regional, everyone was supportive and easy to get along with.

Cons

There is a obvious shortage of staff, I was transferred to be alone as soon as I completed my work training, most CSRs are also working alone. It sometimes gets very busy The only deductible I can offer for financed vehicles (at time of writing) is $2500 comp and coll. If vehicle is owned, I can only offer my customers $3500 deductible, which if you'd ask me, is utterly ridiculous. Only liability limits I can offer are $15k, $30k, $5. Company is obviously in decline, many losses on our reports, company very VERY insistent on getting as many sales as possible and that all lies on us CSRs to sell more policies. Upper management, corporate, and people in charge of making changes are making them left and right giving little time for CSRs to adjust and making changes for the worst. At first, all our offices in the region were accepting cash and money order payments, recently they changed to money order only, now we no longer accept either, making existing long time customers without bank accounts upset and sometimes downright cancelling policies due to new guidelines. Regulations for insuring drivers are becoming very very strict, driving prices up for new customers or making certain drivers ineligible to start new policies, which in turn turns into even more losses due to lack of new business. (Can be both pro or con) inclusivity: Sales is a female dominated sector. My hiring manager was a woman, the people I was training were mostly girls, my first coworker was a young woman, my manager was a woman, and my regional manager was also a woman. Out of the 20 people working under my regional manager (managers included), there is a total of 3 male employees, including myself.

Explore other reviews about Loya Insuance Group

5.0
Nov 13, 2025
Recommend
CEO approval
Business Outlook

Pros

Great flexibility and enjoyed customer service

Cons

If you don't enjoy customer service this job is not for you

1.0
Jul 15, 2026
Recommend
CEO approval
Business Outlook

Pros

- Gain experience in insurance defense and litigation. - Some coworkers genuinely care about doing quality work and supporting one another despite the work environment.

Cons

I worked as a Team Lead and had firsthand insight into how employees were managed. The biggest problem with this organization is upper management. Many of the leaders have remained in the same positions for 20+ years and have failed to evolve with today’s workplace expectations. New ideas are discouraged, feedback is not welcomed, and employees are expected to fall in line without question. If you don’t, your future with the company becomes uncertain. This is an organization where numbers matter more than people. Every decision is driven by reports, metrics, and production. Employees are constantly pressured to meet arbitrary goals, regardless of workload or circumstances. If management asks you to do something, it is expected to be completed immediately, and requests are often delivered with little professionalism or respect. The work-life balance is extremely poor. New employees receive no vacation time during their first six months of employment and no sick leave until completing one full year. Even then, employees receive only five days of vacation and five sick days. The rigid scheduling and lack of flexibility make it difficult to maintain any balance between work and personal life. Management leads through fear, micromanagement, and intimidation rather than trust, coaching, or respect. Employee morale is consistently low, turnover is high, and many talented employees leave because of the toxic culture. If you’ve read other reviews describing this workplace as “toxic,” my experience as a Team Lead confirms those descriptions. Before accepting a position, I encourage prospective employees to do their own research, including reviewing publicly available information regarding employment-related complaints and litigation involving the company. I wish I had done more research before accepting my position. I would not recommend working here unless significant changes are made to the leadership culture.

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